Home Repair Grants in Kansas

This guide is for Kansas homeowners who need help fixing unsafe or failing parts of their home. It highlights programs for seniors, people with disabilities, rural homeowners, veterans, and families on tight budgets.

Last updated: December 2025
Checked against official sources as of December 2025. This is general information, not legal or financial advice, and we are not a government agency.

Who This Is For & Quick Eligibility Check

If any of these describe you, read on:

• Seniors on fixed income, SSI/SSDI recipients, or caregivers managing a Kansas home.
• Homeowners in rural counties, small towns, and tribal areas.
• Veterans or surviving spouses needing accessibility changes.
• Families with children or single parents dealing with emergencies.

Quick check before you apply:

• You own and live in the home in Kansas (name on the deed or manufactured home title).
• Your household income is within local limits shown by HUD’s Income Limits tool.
• You need health, safety, or accessibility repairs (roof leaks, heat, water, electrical, ramps), not luxury upgrades.
• You can share documents like ID, proof of ownership, income, insurance, and recent utility bills.

Top Programs in Kansas (Quick Table)

Program	Type	Example max help ($) — example only	Main audience	Where to apply
USDA Section 504 Home Repair (Kansas)	1% loan (20 yrs) and/or grant (age 62+)	Loan up to $40,000; grant up to $10,000 (disaster areas up to $15,000). Most awards are lower and depend on inspection and budget.	Very low income rural homeowners; seniors for grants	Apply via your local office on USDA’s Kansas 504 page
Kansas Weatherization Assistance Program (WAP)	Free energy-saving repairs (grant)	No cash to you; contractors install measures after an audit	Income-eligible owners and renters; LIEAP/SSI/TANF are priority	Start at KHRC’s Weatherization overview or a local provider like SCKEDD WAP
Wichita Home Repair Program	Forgivable + deferred loan	Up to $25,000 total; first $5,000 forgivable after 5 years; additional aid is 0% deferred due at sale/transfer	Low- to moderate-income homeowners in Wichita	City’s Home Repair page (updates noted in the City’s news post)
Topeka Emergency Home Repair	Partial grant + 0% deferred loan	First $1,500 considered a grant; larger costs as 0% deferred up to 7 years (amount varies)	Low-income Topeka homeowners with urgent hazards	City of Topeka’s Emergency Repair page
Lawrence CDBG Homeowner Rehabilitation	Forgivable no-payment loans	Emergency up to $24,000 forgivable over 5 years; Comprehensive up to $60,000 forgivable over 7 years	Low/mod-income owners in Lawrence	City of Lawrence’s rehab program page (see application details)
Johnson County Minor Home Rehabilitation	Grant-funded repairs (ask about liens)	Varies by scope; focused on health/safety and accessibility	Low-income homeowners in Johnson County (not Olathe/Lenexa)	County’s program page
KCK/Wyandotte “Home & Roof Repair”	Minor repair funding (CDBG)	Varies; roof, electrical, plumbing, furnace, accessibility	Income-eligible owner-occupants in KCK	Unified Government’s program notice
Salina Neighborhood Repair & Rehabilitation (NRRP)	CDBG/FHLBank-funded rehab	CDBG award supports 10–12 homes in a target area (owner or rental rehab)	Targeted neighborhood in Salina	City’s Home Rehab Grants page

Programs open and close with funding. Always confirm current status and amounts on the agency’s official page.

Short Federal Snapshot (with Links Out)

• USDA Section 504 in Kansas: Rural Development runs 1% repair loans (20 years) and small grants for seniors who need hazard removal. Start on the state’s 504 program page, then contact your local office. For a plain-language overview, see this USDA 504 guide.
• Weatherization (WAP): Kansas Housing Resources Corporation (KHRC) oversees no-cost energy upgrades delivered by local agencies. Learn the basics on KHRC’s WAP overview, or apply with a provider such as SCKEDD.
• Disaster help: If a storm, flood, or tornado is federally declared, you may qualify for FEMA’s Individuals and Households Program. Kansas residents can also check the state’s Individual Assistance page to see current guidance and referrals.

Duplication of benefits rule: if FEMA already paid you for a roof or a furnace, another program usually can’t pay for the same item again. Share all assistance letters with each agency.

Kansas Programs (Core Section)

Kansas Weatherization Assistance Program (WAP)

WAP provides free energy upgrades like air sealing, insulation, and heating system repair or replacement. The statewide program is managed by KHRC; details are on KHRC’s Weatherization page. Some areas are served by regional agencies such as SCKEDD and ECKAN. Households on LIEAP, TANF, or SSI are typically fast-tracked for income eligibility under Kansas WAP policies referenced in DCF’s K‑WAP manual.

• Type: Grant (no repayment). Work is installed by weatherization crews or contractors.
• Eligibility: Income limits (or categorical eligibility via LIEAP/SSI/TANF); landlords sign off for rentals. See KHRC’s program overview.
• How to apply: Use the map of providers from KHRC’s Weatherization overview or apply through a local agency like SCKEDD.

Low Income Energy Assistance (LIEAP) — Winter Bills

For help paying heating bills, apply through the Kansas Department for Children and Families (DCF). The 2024–25 application window opened mid‑November and runs through March 31, 2025 per DCF’s LIEAP notice. Utilities like Evergy and Kansas Gas Service also point customers to DCF during the season; see Evergy’s LIEAP news post for tips.

• Type: One-time utility grant paid to your utility (not a home repair award).
• Why it helps repairs: Being on LIEAP can speed WAP eligibility, and some local repair programs ask about your utility status. See DCF’s LIEAP page.

Inflation Reduction Act: Kansas Home Rebates (coming online)

The Kansas Corporation Commission (KCC) is rolling out the Kansas Home Rebates Program to cut the cost of energy upgrades. Follow KCC’s Home Rebates page for start dates and eligibility. KCC’s November 2024 release explained the planning timeline and federal approval process; see the KCC news notice for background.

• Type: Rebates/discounts for upgrades (you buy/upgrade, then get money back or an instant discount).
• Tip: Ask your provider how rebates interact with Weatherization and local CDBG programs to avoid conflicts.

City/County–level repair examples

Wichita Home Repair (Sedgwick County)

Wichita assists low/moderate-income homeowners with critical repairs such as water/sewer line fixes, furnaces, water heaters, roofing, and code items. The program details—including a $25,000 cap and how the first $5,000 is forgiven after five years—are on the City’s Home Repair page, with updates noted in the City’s news release.

• Type: $5,000 forgivable; up to $20,000 additional as a 0% deferred loan due at sale/transfer.
• Apply: Submit the City’s online request on the program page or call Housing & Community Services at 316‑462‑3700 listed on the department’s contact page.

Heads up: Deferred loans are liens. If you sell or transfer the home before the forgiveness period ends, you may have to pay some or all back.

Topeka Emergency Home Repair

Topeka’s program covers urgent, life-safety work such as furnace replacement, sewer line collapse, water heater replacement, and roof replacement. Basic rules and the partial-grant/0% loan mix are described on Topeka’s Emergency Repair page and the Housing Services program overview.

• Type: First $1,500 as a grant; larger costs as a 0% deferred loan (up to 7 years; partial forgiveness possible).
• Apply: Contact Housing Services at 785‑368‑3711 per the City’s program page.

Lawrence (Douglas County) CDBG Homeowner Rehabilitation

Lawrence offers two forgivable, no‑payment loan tracks. The City’s policy and application packet are on the Housing Initiatives page, with current-year details in the City’s program announcement.

• Type: Emergency Repair up to $24,000 forgivable over 5 years; Comprehensive up to $60,000 forgivable over 7 years.
• Apply: Email the Housing Initiatives Division at housinginitiatives@lawrenceks.org or call 785‑832‑3113 listed on the program page.

Johnson County & Olathe

Johnson County’s Minor Home Rehabilitation focuses on health/safety and accessibility; eligibility and 2025 income limits are on the County’s program page. Olathe also runs its own repair and accessibility programs, including a Critical Home Repair grant and a deferred rehab loan posted on the City’s housing rehab page.

• Type: Johnson County: grant-funded repairs (ask about liens). Olathe: Critical Home Repair grants and 0% deferred loans.
• Apply: Johnson County Housing Services at 913‑715‑6612 from the County’s site; Olathe applications are linked on the City’s program page.

Kansas City, Kansas (Wyandotte County)

The Unified Government promotes minor home repair opportunities, including roof work, electrical, furnace, and accessibility barrier removal. See the UG’s Home & Roof Repair notice and resource events for local openings.

Salina (Saline County)

Salina’s Neighborhood Repair and Rehabilitation Program (NRRP) uses Federal Home Loan Bank and CDBG funds for a targeted area. The City’s 2025 announcement and application links are on the Home Rehab Grants page, with background in City news posts.

Nonprofits and utilities that can help

• Wichita Habitat for Humanity: Offers critical home repair in Sedgwick County and shares contacts for local resources. See the repair program on Wichita Habitat’s site.
• Evergy (electric): Income-eligible weatherization support and free energy savings kits are described on Evergy’s income-eligible page, with appointment scheduling via the Energy Savings Kit assessment portal.
• Kansas City BPU (KCK): Electric customers can apply for residential rebates shown on BPU’s rebates page.

City & County Programs (At-a-Glance)

City/County	Program name	Example help	Who qualifies	How to apply
Wichita (Sedgwick)	Home Repair Program	Critical repairs; up to $25k, mix of forgivable and 0% deferred	≤80% AMI; owner-occupied	City’s program page
Topeka (Shawnee)	Emergency Home Repair	Furnace, water heater, sewer, roof replacement	Income-eligible; owner-occupied in city limits	Topeka program page
Lawrence (Douglas)	CDBG Homeowner Rehabilitation	Emergency up to $24k; Comp. Rehab up to $60k (forgivable)	≤80% AMI; owner-occupied	City’s housing rehab page
Johnson County	Minor Home Rehabilitation	Health/safety & accessibility repairs	≤80% AMI; owner-occupied (countywide; not Olathe/Lenexa)	County’s program page
Olathe (Johnson)	Critical Home Repair / Rehab Loan	Emergency hazards; accessibility; 0% deferred loan option	Income-eligible; owner-occupied	Olathe housing rehab
Kansas City, KS (Wyandotte)	Home & Roof Repair	Roof, electrical, plumbing, furnace, barrier removal	Income-eligible; owner-occupied	UG’s program notice
Salina (Saline)	NRRP (FHLBank/CDBG)	Target-area rehab; some rental units eligible	Target area; income-eligible	Salina Home Rehab Grants

Smaller cities often use CDBG/HOME for “owner-occupied rehab.” Call City Hall or Community Development, or dial 2‑1‑1 Kansas and ask for housing rehab referrals.

Income Limits & Who Usually Qualifies

Many programs use HUD’s Area Median Income (AMI) to set cutoffs. AMI varies across Kansas. Always check the current number in HUD’s Income Limits tool before you apply.

• Kansas City metro example: Johnson County lists 2025 “low-income” (80% AMI) as $62,400 for a 1‑person household and $89,100 for a 4‑person household on the County’s program page.
• Olathe example: Olathe posts the same 2025 HUD limits (80% AMI) for 1–8 persons on the City’s eligibility page.

Some programs use 80% of AMI, some 50%, and some other cutoffs. Always verify the exact limit on the agency’s page or HUD’s Income Limits tool.

Special Groups & Short Examples

Seniors (age 60+)

Start with USDA 504 (grants for seniors in rural areas) via USDA’s Kansas 504 page, then check WAP through KHRC’s Weatherization page. In Sedgwick County, call the Department of Aging and Disabilities at 316‑660‑5120 from the County’s aging page for minor home safety modifications and referrals.

Background on typical senior options is also summarized in this seniors repair guide.

Example: A 70‑year‑old homeowner in Topeka with a failed furnace could apply for Topeka’s Emergency Home Repair through the City’s program page, and also ask KHRC’s WAP team about a furnace replacement if it qualifies under weatherization rules.

Veterans

For service-connected disabilities, VA’s housing adaptation grants can fund ramps, bathroom changes, and wider doors. Review VA’s Disability Housing Grants and the “how to apply” steps on VA’s application page. For state-level benefits help, contact the Kansas Office of Veterans Services through the KOVS site.

Example: A veteran in Johnson County who uses a wheelchair might combine VA’s SAH grant (see VA’s SAH/SHA page) with a doorway/washroom modification request through Johnson County’s Minor Home Rehabilitation.

Disabled homeowners

Most local programs prioritize accessibility changes. Olathe lists an Accessibility Modification Program on the City’s rehab page. Energy health and safety work may also be covered under WAP through KHRC’s Weatherization overview.

Example: A homeowner in Lawrence who needs a roll‑in shower could start with the City’s CDBG rehab program and ask whether accessibility work fits under Emergency or Comprehensive Rehab.

Rural residents

If you live outside metro areas, USDA 504 is often the first stop (1% loans; small grants for seniors) via the Kansas 504 program page. Pair that with WAP through KHRC’s Weatherization page or a local provider like SCKEDD.

Example: A homeowner in a small town near Salina with a leaking roof could ask about NRRP eligibility on Salina’s Home Rehab Grants page, while also applying for a USDA 504 loan to cover remaining costs.

Families with children / single parents

Many programs prioritize homes with kids for health and safety. In Wichita, the Home Repair program prioritizes urgent risks and code issues on the City’s program page. Weatherization also flags households with children for scheduling, as described in DCF’s K‑WAP policy.

Step‑by‑Step Action Plan

Today (or as soon as you can)

1. Write a short list of problems (e.g., “roof leak over kitchen,” “furnace not working”). Take photos.
2. Check your local income threshold using HUD’s Income Limits tool.
3. Gather documents: ID, deed/title, last tax return or benefit letters, pay stubs, utility bill, and insurance. Keep them in a folder.

This week

1. If you’re rural or very low income, submit USDA 504 via the Kansas 504 page. A $20,000 504 loan at 1% for 20 years is about $92/month (principal and interest).
2. Apply for Weatherization through KHRC’s WAP overview or your regional WAP provider such as SCKEDD.
3. If you live in Wichita, Topeka, Lawrence, KCK, Johnson County, or Salina, submit the city/county repair application (links in the table above).
4. Call 2‑1‑1 and ask for home repair and weatherization referrals; United Way’s Kansas network is listed on United Way 2‑1‑1.

This month

1. If you heat with Evergy electricity, request an Energy Savings Kit through Evergy’s assessment portal or ask about income-qualified offerings on Evergy’s weatherization page.
2. Track the KCC Kansas Home Rebates program launch on KCC’s Home Rebates page.
3. For veterans with disabilities, review VA’s SAH/SHA grants and call the Kansas Office of Veterans Services from the KOVS site if you want help filing.

Wait times: Weatherization wait-lists can be months. City CDBG/HOME rehab can be seasonal and first‑come‑ready. Submit complete documents early and answer phone calls quickly.

Plan B, Appeals, and Common Mistakes

• If denied: Ask for the reason in writing and whether there is an appeal or review. For city/county rehab, check the next application window on the program’s web page (e.g., Lawrence’s rehab page).
• Look for alternatives: Nonprofits like Wichita Habitat’s repair program on their site may help when public funds are closed.
• Safe financing: If you consider a loan, compare against USDA 504’s 1% terms on the Kansas 504 page.

Common mistakes: Starting work before written approval; missing documents; not returning calls; hiring unlicensed contractors; unclear title (heirs’ property). For title problems, call Kansas Legal Services to discuss options before you apply.

“Grant” vs “forgivable loan”: many Kansas programs record a lien for 5–10 years. If you sell, move, or transfer the home before the period ends, some or all funds may have to be repaid.

Phone Scripts

• Calling WAP/LIHEAP: “Hi, I’m a homeowner in [your county]. My heating system is failing and my bills are high. Could you tell me how to apply for Weatherization and whether my LIEAP status helps? I saw KHRC’s weatherization info on the kshousingcorp.org site.”
• Calling a city/county rehab program: “Hello, I live in [city]. I own and occupy my home and need [brief repair]. I meet the income limits. Can you confirm the documents you need and if there’s a wait‑list? I’m looking at the details on your program webpage.”
• Calling USDA Rural Development (504): “Hi, I’m in [town/county]. I’m interested in Section 504 repair help for [hazard]. Can we review eligibility and next steps? I have my deed, income proof, and estimates ready.”
• Calling a nonprofit (Habitat/Rebuilding): “Hello, I’m a homeowner in [county]. I need health/safety repairs and my income is [range]. Do you have a home repair program or partner referrals I can apply for now?”

FAQs (State‑Specific)

Do Kansas programs help with manufactured homes?
Many do, but you must have clear title and live there as your primary residence. City rehab pages (like Wichita’s Home Repair page) and WAP providers (via KHRC’s overview) list property types they serve.

How do repairs interact with disasters?
If your damages are tied to a federally declared disaster, apply to FEMA’s Individuals and Households Program and follow Kansas guidance on the Adjutant General’s Individual Assistance page. Keep all letters to avoid duplication of benefits across programs.

Property taxes or mortgage behind—can I still get repairs?
Some city/county programs require taxes and mortgage to be current (see Wichita’s requirements on the program page). Ask if they can hold your spot while you resolve arrears or refer you to assistance via 2‑1‑1 Kansas.

How long does Weatherization take in Kansas?
It varies by provider and season. Agencies listed on KHRC’s WAP page schedule by county, priority needs, and LIEAP/SSI/TANF status.

Will there be a lien on my home?
Often yes for city/county rehab. Wichita explains the forgivable amount and deferred loan on the program page. Topeka’s emergency program documents a 0% deferred mortgage (see the City’s program details).

What if my income is slightly above the limit?
Ask the agency anyway; some use different cutoffs or have accessibility set‑asides. Check alternative help like WAP on KHRC’s site or utility rebates on BPU’s rebates page.

I’m in Johnson County but not in Overland Park or Olathe—who should I call?
Start with the County’s Minor Home Rehabilitation. Overland Park and Olathe run their own programs; see Overland Park’s housing assistance page and Olathe’s rehab page.

One‑Page Checklist & Contact Summary

Resumen en español (Short Spanish Summary)

Este guía es para dueños de casa en Kansas con ingresos bajos o fijos que necesitan reparaciones de salud y seguridad. Empiece con dos o tres programas:

• USDA Sección 504 (zonas rurales): Préstamos al 1% (20 años) y, para adultos mayores, pequeñas subvenciones para eliminar peligros. Solicite por la página de Kansas en USDA 504.
• Weatherization (WAP): Reparaciones de eficiencia energética gratis (sellado, aislamiento, calefacción). Vea la información y agencias locales en la página de KHRC.
• Programas locales (ciudad/condado): En Wichita, Topeka, Lawrence, KCK y Johnson County hay ayuda para reparaciones críticas. Busque su programa en los enlaces de la ciudad (por ejemplo, Wichita Home Repair).

Para facturas de energía en invierno, aplique a LIEAP por medio de DCF (información en la página de LIEAP). Si usted es veterano con discapacidad, revise las becas de adaptación de vivienda en el sitio del VA.

¿Necesita ayuda con llamados o traducción? Marque 2‑1‑1 (United Way) o visite 211 Kansas y pida intérprete. Prepare documentos: identificación, escritura/título, comprobantes de ingresos y facturas. Aplique a varios programas y guarde números de caso.

Reminder and Where to Double‑Check Information

• Confirm local income limits in HUD’s Income Limits tool.
• USDA 504 loan/grant rules and amounts on the Kansas program page.
• Weatherization and providers via KHRC’s WAP overview.
• Disaster assistance updates on Kansas’ Individual Assistance page and FEMA’s IHP page.
• Statewide referrals and help locating local rehab through 2‑1‑1 Kansas.

Rules, amounts, and income limits change. Always confirm with the agency or a trusted housing counselor. This guide is not legal, tax, or financial advice.

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Note on roofs: many Kansas programs can address roof leaks if they are health/safety issues or disaster-related. For context on common roof assistance approaches, see this plain-language roof repair explainer.