Home Repair Grants in Kansas
Quality and affordable housing is an essential component to the growth of Kansas’s economy and generally improving the quality of life of its residents. There are both federal and state institutions to help you with home repair grants, including USDA, HUD, Kansas Department of Housing, among others. You can find programs through these institutions to help you meet your home repair needs. Keep reading this article for more information.
Kansas Housing Corporation
You may get help with home repair grants through the Housing Corporation of Kansas. If you are looking for home repair assistance in Kansas, you may want to start from here. The corporation can also link you with other housing repair opportunities in the state to help you meet your home improvement needs. The Housing Corporation’s assistance is based on income levels and funds availability. Read more at http://www.kshousingcorp.org/SharedFiles/Download.aspx?pageid=187&mid=556&fileid=686.
Overland Park
Overland Park provides loans at low interest rates to help homeowners in Kansas improve their homes. The program provides up to $20,000 loans and varying low-interest rates to low-income single mothers, veterans, disabled, the elderly homeowners. You must have a good credit score and meet the low-income limits in Kansas to qualify for funding assistance. Read more at https://www.opkansas.org/Resident-Resources/Financial-Assistance.
Rural Housing Incentive District (RHID) Act
The RHID Act provides a program to Kansas cities and counties to assist public developers with funds for improving and making repairs to public buildings. The programs are only available for projects operating in rural settings. Read more at https://www.kansascommerce.gov/program/community-programs/rhid/.
Community Development Block Grant (CDBG) Housing Program
The Community Development Block Grant funding is awarded to non-entitlement communities to repair and rehabilitate homes in Kansas. The goal of this housing program is to add more life to the homes of low- and moderate-income families. Find out more at https://www.kansascommerce.gov/program/community-programs/cdbg/cdbg-competitive-grants/.
Housing Preservation Grant Program
The Housing Preservation Grant Program is offered by the U.S. Department of Agriculture (USDA). The program provides funding to support low-income rural-based homeowners to help with the repair and rehabilitation of homes. Note that the USDA does not directly offer funds to homeowners. the grants are given to public and non-profit organizations qualified for assistance. Read more at https://www.rd.usda.gov/programs-services/multifamily-housing-programs/housing-preservation-grants.
The Habitat for Humanity
You can receive home repair support services through Kansas Habitat for Humanity to help with home upgrades. They help in building homes and also fixing any issues that put the health and safety of your loved ones in danger. You must apply with Habitat for Humanity. If you qualify for assistance, the program will place you on a waiting list. The organization works on your home repairs once you top the list. The Habitat team has their professional contractors to meet your home repair needs. You may need to do some home repair work for other people in need of assistance too. Read more at https://www.habitat.org/volunteer/near-you/find-your-local-habitat?place=48.
Weatherization Assistance
The purpose of the weatherization assistance program is to help low-income homeowners make housing improvements that lead to more energy-efficient homes. Both single- and multi-family dwellings, including manufactured homes are eligible for the program support. Your income must not exceed 200% of the federal income guidelines to qualify for home repair support. The weatherization assistance can help low-income homeowners can save some dollars on their energy bills. as you apply for the energy improvement grants, you may qualify for some home repairs too, including flooring, insulation, and heating system upgrade. The program prioritizes low-income single moms, disabled, veterans, and the elderly homeowners. Visit http://www.kshousingcorp.org/weatherization.aspx to learn more about the program.
Atchison County Home Improvement Grants
You can receive home improvement grants if you are residing in Atchison County. Support is dependent on the availability of funds. Note that funds are only available at certain times throughout the year. You must be a resident of Atchison County and meet the low-income limits to qualify for assistance. Visit https://cityofatchison.com/ for more information.
USDA Direct Home Loan Program
The USDA Rural Development provides the Direct Home Loan Program to help low-income single moms, disabled, veterans, and the elderly homeowners in rural areas improve their homes. The program funds can be used to repair, renovate, rebuild, and relocate a home. The loans have a term of 20 years. To qualify for the program assistance, you must occupy the home and provide proof of homeownership. You must be unable to obtain credit from anywhere else. Visit https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-direct-home-loans/ks for more details.
USDA Home Repair Program
This program provides loans and grants to low-income families and senior homeowners. Loans are given to low-income homeowners in rural areas to enable them to improve, repair, and modernize buildings. Grants are designed for senior homes to help them remove the safety and health hazards from their homes. The grants can also be used to storm a shelter. Grants are not repaid unless the homeowners change the ownership of the property by selling or transferring it to someone else. Loans are repaid with 1% interest. You also have up to 20 years to repay the loan. How much assistance can you get? Grant applicants can receive up to $7,500 funds. The program provides up to $20,000 loans. Check if our home address is eligible here. Find out more at https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/ks.
