California is a great place to live, especially if you enjoy living next to the ocean and having delicious food. California is among the biggest states both in terms of size and population. So, of course, there are many great places to live with your family. But be prepared to spend more of your income if you are planning to live in California. It is one of the most expensive states to live in. Fortunately, some programs help with home repair grants to help you improve the condition of your home. Keep reading.
Alameda County Community Development Agency
California homeowners living in Oakland, Urban City, and Urban County can have access to this agency’s services. The agency provides home repair grants for electrical repairs, minor plumbing, and carpentry. Qualified single moms, veterans, disabled, and the senior homeowners can also use the funds to make minor disability improvements. Homeowners can also apply for exterior paint grants through the Community Development Agency. Want to install ramps, handrails, or doorways at your home? Well, the agency makes Accessibility Improvement Grants accessible to families. You may also use these grants to acquire specialized baths and kitchens. Mobile Home Repair Grants are also available in the services areas, except for Oakland homeowners. Families can apply for this grant to carry out plumbing, repair leaking roofs, cooling, and heating. Residents of Urban County can apply for low-interest loans of up to $60,000 for rehabilitation. Applicants can use the funds for major home repairs. Until, you refinance, change homeownership, or sell the property, you don’t have to repay the loan. Read more about CDA’s programs and services at http://www.achhd.org/programs/housing-rehab/index.htm.
Essential Home Repair Program
This program is available in Bellflower, and it provides homeowners with up to $15,000 for minor home repairs. Homeowners do not have to repay the loan until they transfer, resell, or refinance their property. The interest for the loan accrues at 3% every year. The program forgives interests and principal after 15 years, as long as, you still live in the same home. https://www.bellflower.org/departments/economic_department/housing___grants_/home_improvement_program.php.
Residential Rehabilitation Program
The residential rehabilitation program provides financial assistance in form of grants to enable homeowners to carry out exterior repairs at their homes. Duplexes, single-family homes, and owner-occupied homes can apply for grant assistance. You must meet the area median income limits to qualify for the program support. Please note that this program is only available for California homeowners in Signal Hill.
Housing Improvement and Rehabilitation Program
The purpose of this program is to provide grant assistance to cover the costs of repair and maintenance. The Thousand Oaks Community Development Agency offers this program to California homeowners residing in the Thousand Oaks area. You must meet disability and income requirements to qualify for the program assistance. The program also provides grants to senior homeowners. Learn more at https://www.toaks.org/departments/community-development/housing/affordable-housing-program/housing-rehabilitation-programs.
USDA Rural Repair and Rehabilitation Grant Program
The U.S. Department of Agriculture (USDA) provides financial support to low-income and senior homeowners living in rural areas through this program. The purpose of the funds is to improve the condition of living by repairing or modernizing homes. Low-income families can qualify for loans of up to $20,000 for home repairs and improvements. The senior citizens in California may also qualify for up to $7500 grants to enable them to deal with issues that threaten their health and safety at home. The goal is to make quality and safe housing more accessible to the senior and low-income homeowners living in rural settings. Visit https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/ca to learn more about the program.
Innovative Technology Grants
If you are looking to make home improvements that increase energy efficiency at your home, you can apply for the innovative technology grants. The funds can be used to acquire solar absorption chillers or heating systems supported by solar energy. All local government community development agencies provide these grants to California homeowners. Contact your local agency to apply for the program assistance. For instance, single mom-, disabled, veterans, and the senior homeowners in Santa Monica can receive up to $5,000 grants for improvements that lead to more energy-efficient homes.
Chico’s Housing Rehabilitation Program
The purpose of this program is to help homeowners bring their homes to safety and health standards. The program provides help with essential home repairs, addition, and pest control. Homeowners can also have access to plumbing, roofing, siding, insulation, painting, flooring, among others. Please note that you can use the program funds to expand a family room or even build a garage. Read more at http://chico.ca.us/housing_neighborhood_services/housing/Housing_Rehabilitation_Program.asp.
Home Repair Grants for Home Improvement
Downey provides home repair grants of up to $15,000 to its homeowners to make the necessary home improvements. The program funds are strictly used to make accessibility modifications, correct code of violations, and for exterior painting. The goal is to remove hazards that threaten the safety and health of single mothers, veteran. Seniors, and the disabled in their homes. only homeowners in Downey can access the program benefits. qualified homeowners must make certain mandatory home improvements, including the installation of smoke and carbon monoxide detectors and security locks on all windows and doors. You must also be willing to remove lead-based paint from your home. Homes with lead-based paint can qualify for an additional $2,000 grant. Find out more at http://www.downeyca.org/depts/cd/housing/improve.asp.