Maintaining home safety is an important role once you become a homeowner in Texas. You have to check your home periodically for any home repair needs, including leaking roofs, damaged electrical wires, and heating/cooling systems. Some of these damages can put your loved ones in danger. That is, it is important to ensure your home meets safety and health standards. Making home improvements can be difficult if you don’t have enough money in your pockets to cover such expenses. You don’t have to stress though. This article discusses the home repair grants in Texas you can use to fund your home improvement projects. Happy reading.
Texas Department of Community Affairs
If you meet the low-income limits and you live in Texas, you may qualify for home grants offered by the Department of Community Affairs. Visit http://www.tdhca.state.tx.us/texans.htm for more details about the program guidelines and eligibility criteria.
Texas Weatherization Assistance Program
You may qualify for some home repairs through the Texas Weatherization Assistance Program. The program was created to provide weatherization services to low-income homeowners. The program’s purpose is to help install energy-efficient appliances and add insulation in low-income homeowners’ properties. Single moms, disabled, seniors, and veterans can get approved for the program support. You must submit your application through the local community action agency. Find out more at http://www.tdhca.state.tx.us/community-affairs/wap/index.htm.
Habitat for Humanity
Habitat for Humanity may help you with home repairs to improve the safety of your loved ones. The program offers grants to help low-income homeowners fix their homes. If you want to do the home repair work on your own or looking for inexpensive building materials, you may check out the Habitat for Humanity ReStore. Visit https://www.habitat.org/restores. The building materials are second and they cost only a fraction of new tools. For more details about Habitat for Humanity, please visit http://habitattexas.org/.
Killeen Rehabilitation Program
You may have access to quality upgrades to your home. The program is out to help low-income homeowners who are not able to fund their home repair needs. You must apply for the program assistance through your local housing development agency. Visit to learn more about the program at http://www.killeentexas.gov/index.php?section=190.
Owner Occupied Housing Rehabilitation Program
You may qualify for home repair grants through the Owner-Occupied Housing Rehabilitation Program if you live in San Antonio. The program is available for low-income, seniors, the disabled, veterans, and single mom-homeowners. The program loans come with much lower costs compared to traditional loan programs. Learn more about the program at http://www.renewsa.com/ProgramsServices/OwnerOccupiedHousingRehabilitation.aspx.
Harlingen Community Development Corporation
The Community Development Corporation provides up to $1,500 grants to help low-income homeowners fund their home repair needs. You may use the funds to make the necessary home improvements to enhance your loved ones’ safety. You must contact your local development corporation to apply for the program support. Find out more at http://harlingencdc.org/programs.html.
Brownsville Owner-Occupied Housing Assistance
The program provides home improvement assistance through low-cost loans. There is no constant rate. The interest rate varies and it can be as low as 5% for a home improvement loan. The program is specifically offered to low-income. Learn more about the program at http://www.cob.us/468/Owner-Occupied-Housing-Assistance-Progra.
Texas State Affordable Housing Corporation (TSAHC)
Texas State Affordable Housing Corporation was established in 1994 and has invested over $3.7 million in supporting critical home repairs for low-income homeowners throughout Texas state. The corporation operates under the belief that every Texas homeowner deserves to stay in decent, safe, and affordable housing. Their programs are provided throughout the state. The corporation gives special attention to homeowners living in the rural areas and other target areas selected by the state. Visit https://www.tsahc.org/nonprofits-local-governments/texas-foundations-fund-in-your-community for more information.
Single-Family Housing Repair Loans & Grants in Texas
This program is administered by the Texas USDA Rural Development. The program was created to offer financial assistance to low-income families in need of help with home improvements. The program provides up to $20,000 loans to low-income homeowners in rural areas. The loan funds are given at 1% interest rates and are used to improve, modernize, and repair damaged parts of your home. The program also provides up to $7,500 grants to senior homeowners to help them remove health and safety hazards from their homes. Only seniors aged 62 and above can qualify for the program assistance. Grants are not repaid unless the homeowners change the ownership or cease to occupy the property. Families qualifying for loans have up to 20 years to repay the funds. To qualify for the program assistance, you must live, occupy, and use the property as your primary residence, have income below 50% of the area median income, and be unable to obtain affordable credit from somewhere else. Check if your home address is eligible here. All program applications are accepted through the local Rural Development Office. Learn more about the program at https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/tx.