Finding a home repair grant to improve your housing condition is possible in Florida. You don’t have to hustle to access to home improvement services. Home repair grants are available at the state, local, and national levels to help you satisfy your home repair needs. There are programs offering funds for homeowners in need of them. Keep reading this article for more information about home repair grants in Florida.
Where to Find Home Repair Grants in Florida
You can always have access to home improvement grants in Florida through online databases. Grants are available for all groups, including low- and moderate-income, seniors, veterans, people with disabilities, and families living in economically distressed areas. Visit http://www.homebuyerfunds.com/ to get started.
USDA Loans and Grants
USDA has grants and loans set aside for low-income families and senior homeowners living in rural areas. Through USDA, rural area-based low-income families can have access to up to $20,000 loans for home improvement purposes. The funds can be used to conduct home repairs and modernization to improve the qualifying families’ living conditions. Grants of up to $7,500 are available for senior homeowners to help them deal with safety and health threats. You can visit the rural development office near you to apply for assistance. Find out more at https://www.rd.usda.gov/fl.
Weatherization Assistance Program
The Federal Energy Department funds the Weatherization Assistance Program. The program provides homeowners with home improvement support services. Homeowners can get help with the repair or replacement of water tanks, installment of solar screens, and upgrading cooling and heating units. To qualify for the program assistance, your income must not exceed 50% of national poverty limits. During application, the program will give priority to owner-occupied homes, single mothers, veterans, people with disabilities, seniors aged 62, and families with kids under 12 years. Visit the U.S. Department of Energy at https://www.energy.gov/eere/wipo/downloads/weatherization-and-intergovernmental-programs-office-project-map-florida to see if you are eligible to apply for the program assistance.
Florida Division of Emergency Management
The division provides funds in form of loans and grants to help Florida Homeowners improve their wind resistance. The program work by first conducting evaluation and improving structural support in Florida homes. If you want to apply for financial assistance, visit http://www.disasterassistance.gov/. The program gives priority to homeowners whose home repair needs are as a result of storm or hurricane damage. Visit https://www.floridadisaster.org/dem/recovery/individual-assistance/ for more information.
Florida Community Development Block Grant Program
The purpose of this grant program is to fund local communities to help families with their housing, renovation, and home improvement needs. The U.S. Department of Housing administers this program. The fund is part of the Florida Department of Economic Opportunity. Visit https://www.hud.gov/ to apply.
Owner-Occupied Home Repair Program
This program is designed to provide single mother-, senior, veteran, and the disabled homeowners with health and safety repairs. The program is available to Florida homeowners living in the City of Deltona. It is implemented at the city level through both federal and state grants. The program funds cover home repairs for leaking roofs, failing septic systems, and cooling and heating air system. To be eligible for the program support, ensure you meet the income requirements, reside in the city of Deltona, and have the title deed to your home. Ensure you are up to date with your mortgage payment and property taxes. The home must be your primary residence. You can receive up to $40,000 at zero interest rate, and families qualifying have a maximum of 15 years to repay the loan. You will however repay the loan before the end of 15 years if you resell or change ownership of the property. Visit https://www.deltonafl.gov/housing-community-development/pages/owner-occupied-home-repair-program for more information.
Florida Housing Finance Agency
The Florida Housing Finance Agency provides help to low-income homeowners to conduct home improvements. You can receive assistance through grants for home repair and other rehabilitation needs. Learn more at http://floridahousing.org/programs/special-programs/ship—state-housing-initiatives-partnership-program/disaster-relief.
Habitat for Humanity
Habitat for Humanity is known for its role in building homes. they also help eligible homeowners to meet their home repair needs. You can also have access to affordable materials for home repair at the organization’s ReStore. You can visit https://www.habitat.org/ to find a restore in your location or apply for home repair assistance.
The Homestead Tax Exemption
This program helps homeowners reduce their home tax assessment by as much as $50,000. This lowers the amount they pay on property taxes. You can always use the extra money to fund home repairs and improvements to enhance the safety and health of your home. Read more at http://floridarevenue.com/property/Pages/Taxpayers_Exemptions.aspx.
Save Our Homes Assessment
This program can help you reduce the amount you owe the government for property taxes. Families living in certain parts of Florida may qualify for programs that reduce their tax burden. This allows Florida homeowners to save money they can use to improve the condition of their homes. If your spouse was the first responder and died in the line of duty, you can qualify for a full property tax exemption. If you already have a homesteaded property and you would like to remain unmarried, you may be exempted from property tax payment. Learn more at http://floridarevenue.com/property/Pages/Taxpayers_Exemptions.aspx.