Facing some unexpected home repair and improvement in Utah? There are programs and services available to help you meet your needs. This article discusses the home repair grants in Utah. Keep reading.
Single-Family Housing Repair Loans and Grants in Utah
The purpose of this program is to provide funding support to low-income families in remote areas in Utah. Families can receive up to $20,000 loans at 1% interest to help with home improvement, repairs, and modernization. The loan funds are repayable over 20 years. Grants are given to senior low-income homeowners in rural areas to help them deal with issues that pose a threat to their health and safety at home. Seniors aged 62 and above may qualify for up to $7,500 grants, which are not repaid unless the homeowner changes the ownership or ceases to occupy the property within 3 years of receiving funds. To qualify for the program support, homeowners need to meet certain requirements. Your household must meet the low-income limits (not more than 50% of the area median income. You must provide proof of inability to acquire affordable credit anywhere else and occupy the home at the time of application. Can you repay part of the loan? Then you may qualify for a combination of loan and grant to make the necessary home improvements and enhance your loved ones’ safety. Check if your home address is eligible for the program assistance. Want to apply for the program assistance? All applications are accepted through your local Rural Development Office. Having queries and wondering how to get started? Well, you may always reach out to a USDA home loan specialist to get your questions answered. Read more at https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/ut.
Critical Home Repair & Housing Rehabilitation Program
Is your home suffering from critical damage? Do you need to get rid of health, safety, and sanitation hazards from your home? You may qualify for up to $15,000 funding through the City of Orem to meet your home repair needs. Eligible home repairs include plumbing, windows, electrical work, fixtures, roofing, painting exterior/interior, ADA improvements, remodeling, and make some additions where necessary. Living in a mobile, single-family, or multi-family dwelling? Do you earn less than 80% of the AMI? Are you a resident of the City of Orem? You qualify for the program assistance if you meet all of these requirements. If you are a low-income veteran, single mother, disabled, and elderly homeowner, you can qualify and receive the program support. See more of the program guidelines here. Want to apply for the program support? Click here.
Salt Lake City’s Handyman Program
The Handyman program was designed to support senior and disabled homeowners with less than 80% area median income. The program services include correcting toilet leaks, cleaning rain gutters, unclogging drains, installing deadbolts, swamp coolers, trimming trees, and other accessibility improvement activities. Please note that these services are provided at no cost but their value cannot be more than $500. Find out more at http://www.slcgov.com/hand/housing-programs.
Housing and Neighborhood Development Home Repair Program
This program was created to enable low-income owner-occupied families to obtain low and no-cost loans to help them remove health and safety hazards. You may also use the loan funds to address structural issues at your home. What does the program offer to qualified low-income families? You will be assigned qualified inspectors who outline a list of repairs needed to bring your home to code. You will have access to bids from qualified contractors and receive technical support if you manage and finance a home improvement project on your own. The program will also help you estimate the repair work needed on your property. Read more at https://www.slc.gov/hand/city-housing-programs/home-repair-program/.
ASSIST’s Emergency Home Repair (EHR) Program
The purpose of this program is to provide help with housing conditions that put low-income residents’ health and safety at risk. The program is solely designed to help seniors and low-income homeowners, buyers, and renters with special cases. You may qualify for home repairs free of charge if you have safety and critical home improvement needs. The program does not require homeowners to put any lien after repairs. The program will ensure that only qualified and licensed contractors perform the repair work at your home. Eligible home repairs include heating, electrical hazards, plumbing, pest control. Minor structural issues, accessibility modifications, roofing, broken windows, and doors, among others. The program operates in a specific area in Utah, including Sandy, Herriman, Draper, Riverton, South Jordan, Midvale, Salt Lake City, Murray, West Jordan, Holladay, Taylorsville, South Salt Lake, Cottonwood Heights, and unincorporated areas of Salt Lake County. To qualify for the program assistance, you must be earning less than 60% of the Area Median Income. The program may also extend its services to renters who need to solve safety, accessibility, and life-threatening issues in their dwellings. Single moms, veterans, seniors, and disabled homeowners may apply for the program assistance. Learn more at https://assistutah.org/home-repair/ehr-information/.