Becoming a homeowner isn’t easy, especially if there are home repairs you have to do to fix the property. You don’t have to worry yourself. There are home repair assistance programs in Oklahoma to help you upgrade your home. Keep reading this article for home repair grants in Oklahoma.
Oklahoma Weatherization Assistance
This program offers home upgrade assistance to low-income homeowners to enable them to improve energy efficiency at home. You may qualify for free insulation, flooring, repair, or replacement of cooling and heating equipment. The program aims to keep eligible low-income homeowners from the harsh weather and make cost-effective energy upgrades. The program also aims to reduce the cost of utilities for low-income homeowners. Single moms, veterans, the disabled, and elderly persons may apply for the program assistance. Find out more at https://okcommerce.gov/assistance/weatherization/.
Oklahoma Habitat for Humanity
Habitat for Humanity is an organization known for building new homes. However, the organization could help you with home repair emergencies. The organization has a waitlist for home repair support and they may also connect you with other community resources. You must be willing to put some sweat equity to qualify for assistance. Habitat for Humanity is a team comprising homeowners and other housing professionals who are committed to helping build homes in Oklahoma. If you don’t qualify for home repair assistance, the organization offers free building materials through their ReStore. Read more at https://www.habitat.org/.
Home Repair Grants for Veterans
Veterans may qualify for home repair grants through the Oklahoma Veterans Affairs. You may also qualify for loans to help you fix your home. These services are also available for veterans’ spouses and those disabled in the course of duty. You may need to make accessibility improvements; install rails or ramps to avoid falling. Find out more at https://www.ok.gov/ohfa/.
Property Tax Benefits
Oklahoma residents living in their own homes may qualify for the homestead property tax relief. Are you a senior homeowner? As long as your home costs $12,000 per year and you are 62 years or older, you may qualify for up to $200 property tax credit. Veterans may also qualify for property tax relief. You may save a lot of money through these tax benefits and use the funds to cover your home repair costs. Read more here.
Lawton’s Community Development Division
The Community Development Division may give low-income homeowners free funds for home repair. You won’t have to use your own money to improve the health and safety condition of your home. You may apply for home rehab assistance grants that could help update your home. The agency’s services are only offered to low-income homeowners living in Lawton. You may also qualify for deferred payment or low-cost loans to fix your home. Visit https://www.lawtonok.gov/departments/housing-and-community-development to learn more about the program.
Owner-Occupied Housing Rehabilitation Assistance
Residents of Edmund may qualify for the Owner-Occupied Housing Rehabilitation Program assistance. The program provides free home repair funds for low-income homeowners planning to stay in their property for at least five years. If you sell your home within this period, funds must be repaid. So, you may have to set up a payment plan if you won’t last five years in your home. You may also qualify for assistance with code compliance to make your home up to code. You may have your plan or tress trimmed by Neighborhoods Tree. Visit http://www.edmondok.com/217/Housing-Neighborhood for more information.
The Midwest City Housing Rehabilitation Program
You may qualify for home repair assistance through the Midwest City Housing Rehabilitation Program. The program may offer no-interest loans to make the necessary updates to your home. You may also have your primary systems at home improved through a repair grant. Veterans. People with disabilities, seniors, and single mothers may qualify for the program support. Eligible repairs include plumbing, electrical work, and structural features. Learn more about the program at https://midwestcityok.org/460/Housing-Resources.
The Tulsa Emergency Repair Grant
The Tulsa Emergency Repair Grant provides free home repair funds to help low-income homeowners. You may qualify for emergency repairs if your home is unsafe and unhealthy for your loved ones. The program provides up to $5,000 for homeowners who qualify for assistance. Those who don’t need urgent repairs may qualify for up to $35,000 deferred payment loans. The loan funds can help you make a variety of upgrades. https://www.cityoftulsa.org/government/departments/working-in-neighborhoods/housing/programs/ provides more information.
USDA Home Improvement Program
The purpose of this program is to provide financial assistance to low-income homeowners in rural areas of Oklahoma. The assistance is given in form of loans and grants to help qualified homeowners improve their housing conditions. You may qualify for up to $20,000 loans to repair. Improve, or modernize your property. The program offers the loans at 1%, and families have up to 20 years to repay the loans. The grants are given to senior homeowners aged 62 or older to help them deal with health and safety hazards from your home.