Coming from Tennessee and looking for home repair grants to fund your home improvement projects? Well, Tennessee has programs at the state and local levels to help you meet your needs. This article discusses the home repair grants in Tennessee. Happy reading.
The Tennessee Weatherization Program
You could be spending hundreds of dollars in a year if your energy is inefficient. You can avoid this by using the Tennessee Weatherization program to upgrade your home and make energy more efficient. You must meet the low-income limits and residency requirements to qualify for the home repair grants. Applying for weatherization assistance does not guarantee that you will get approved for assistance. You may also qualify for free insulation, flooring, replacement/repair of cooling or heating systems. Read more at https://www.tn.gov/health/cedep/environmental/healthy-homes/hh/weatherization.html.
Veterans Affairs (VA)-Backed Loan
This program provides home repair assistance to veterans looking to improve their homes. you can make your home more accessible if you are suffering from a disability. The VA-backed loan is an easier way of fixing your problems and making your home safer and healthier for your loved ones. Visit https://www.tn.gov/health/cedep/environmental/healthy-homes/hh/weatherization.html to learn more about the program.
Nashville Community Development Program
If you are a homeowner in Nashville and you are looking to offer home improvement grants to make your living space safer for your loved ones, the Community Development Program could help you. the program has many options, including those that help you get upgrades and save you money while fixing your home and making it look better. Are you a single mom, low-income, senior, and disabled homeowner? You may get approved for the program assistance. Find out more at http://www.nashville-mdha.org/community-development/.
Jackson Community Development Division
The Jackson’s Community Development Division may help you with free funds to make the necessary home repairs. You may have access to home repairs, including roofing, plumbing, windows, and doors, among others. To qualify, you must be a resident of Jackson and meet the low-income limits in your area, as described under HUD guidelines. Learn more about the Community Development Division at http://jacksonha.com/programs/community-development/.
Memphis Housing and Community Development
The Memphis Housing and Community Development help low-income homeowners with home repair grants. The agency source its funds from the Community Development Block Grant (CDBG). The goal of the program is to make homes more livable and revitalize neighborhoods. You must meet the Area Median Income requirements and be a resident of Memphis to qualify for assistance. The program assistance gives priority to low-income single mothers, veterans, the disabled, and elderly homeowners. Read more about the program at https://www.memphistn.gov/cms/One.aspx?portalId=11150816&pageId=11870312.
The Johnson City Neighborhood Partnerships
The Johnson City Neighborhood Partnerships work to improve the condition of neighborhoods and make homes safer to live in. The program provides home repair grants and low-interest loans to improve your home. This saves you money on your home repairs and can put some extra cash to put to some use. Read more at http://www.johnsoncitytn.org/devservices/cd/.
The First Tennessee Development District’s Housing Program
This program provides technical support and grant-writing to low-income homeowners looking for home repair grants to improve the condition of their living space. The program receives funds from the Northeast Tennessee HOME Consortium, HUD Community Development Block Grant (CDBG), and Tennessee Housing Development Agency (THDA).
Northeast Tennessee HOME Consortium Rehabilitation Program
The HOME Rehabilitation program offers home repair and rehabilitation services to low-income homeowners living in Johnston City, Kingsport, Bristol. You must meet the low-income limits in your area and be a homeowner from the mentioned service areas.
The Housing Fund’s Home Improvement Program (HIP)
You may qualify for up to $35,000 loans through the Home Improvement Program (HIP). The program aims to help low-income homeowners improve the value of their property and enhance the safety of their loved ones. The minimum amount of loan you can receive through this program is $5,000. You must use your home as your primary residence, meet income and residency requirements, be willing to $500 processing fee. You must meet the credit standards determined by Housing Fund. Want to apply for assistance? Well, get started here.
Single-Family Housing Repair Loans & Grants in Tennessee
This program is offered by the USDA Rural Development to help low-income homeowners have access to the funds they need to improve their homes. the program provides funding support in form of grants and loans. You may qualify for up to a $20,000 loan, payable over 20 years at a 1% interest rate. The loan funds are used to improve, modernize, and repair homes. Grants of up to $7,500 are given to senior homeowners to enable them to remove the health and safety hazards from their homes. To qualify for the program assistance, you must be the homeowner and use the property as your primary residence, be unable to obtain credit from anywhere else, have income not exceeding 50% of the area median income, and be 62 or older from grants. Read more about the program at https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/tn.