Living in Michigan and finding it difficult to safeguard your home for the future? Is your home in despair, and you are looking for funds to fix the problems? Well, if you are a homeowner in Michigan, you don’t have to struggle to make repairs to your home. There are many repair programs in Michigan you could qualify for. You should keep in mind that these programs have different requirements, and you may not qualify for all of them. Not all available grants will meet your home repair needs. Most of the programs are tailored to specifically meet the home improvement needs of low-income families. Home improvement loans are available to everyone, while free money is only given to families who can’t afford their home repairs. Read this article for home repair grants in Michigan. Happy reading.
Michigan Department of Health & Human Services
The Department of Health &Human Services provides housing services to low-income families in need of assistance. The goal of the Department is to provide quality and affordable housing to Michigan residents. To provide home repair assistance, the Department of Health & Human Services provides some programs. One, the State Emergency Relief Program provides home repair assistance to help homeowners correct some unhealthy and unsafe conditions in their homes. Eligible home repairs include the repair and replacement of water heaters, non-functioning furnaces, and septic systems. The program only provides funds when your home repair needs are essential to get rid of health and safety threats from your home. The home repairs must restore your home to a safe and livable condition. The program does not fund non-essential repairs. Families in need of energy-related furnace repairs are eligible for up to $4,000. Those in need of non-energy-related repairs are eligible for up to $1,500 per family group. You must be the homeowner and occupy the house. The property must be permanent and use as your primary residence. The department prioritizes single mothers, senior homeowners, people with disabilities, and veterans when offering home repair assistance. Visit https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US to check if you are eligible and apply.
Michigan State Housing Development Authority
The Michigan State Housing Development Authority provides the Property Improvement Program (PIP). PIP provides home repair loans to eligible homeowners in Michigan. You may qualify for up to $25,000 to help with home repairs. To qualify, homeowners must have equity in their homes and an income of not more than %105,700. Your credit score must be at least 620 to be considered for the program assistance. Find out more at https://www.michigan.gov/mshda/0,4641,7-141-45866_47906_49317—,00.html.
Step Forward Michigan
The Step Forward Michigan might help you save some money on your property taxes. You might get up to $30,000 if you are behind on your property taxes by $30,000. You must, however, meet the income requirements. This benefit helps low-income homeowners keep their property and save some money they could put into home repair work. Are you a single mother, veteran, disabled, or a senior homeowner in Michigan? You can apply for this program assistance. Find out more at https://www.canr.msu.edu/news/delinquent_property_taxes_help_for_michigan_homeowners.
Community Homeworks is a non-profit organization helping with urgent home repair services. The services are provided at a low cost. The organization also provides home maintenance services and repair workshops to the homeowners in the community. Find out more at https://www.facebook.com/pg/CommunityHomeworks/about/?ref=page_internal.
The Habitat for Humanity
The Habitat for Humanity helps people who want to enter into new homes. Although the organization is known for building homes, it also provides home repair support. You must be willing to put sweat equity for the program to consider you. You will be placed on a waiting list when you are finally approved for the program assistance. Make use of this program to make the necessary updates you need to your home. Read more at https://www.habitat.org/local/affiliate-by-state?state=MI.
Weatherization Assistance Program
If you are looking for help with energy-efficiency-related upgrades, you may want to consider the weatherization assistance program. You may qualify for new insulation, flooring, new heating system, among other energy-efficient improvements. Learn more about the program at https://www.michigan.gov/mdhhs/0,5885,7-339-71547_5531_62128—,00.html.
Single-Family Housing Repair Loans & Grants in Michigan
This program is offered by the USDA Rural Development, it focuses on providing home repair assistance to low-income families in rural areas. The assistance is given in form of 1% interest loans of up to $20,000 and a maximum of $7,500. Loan funds are designed to repair, improve, and modernize homes. Grants can be used to remove issues that pose a threat to the health and safety of the senior homeowners in Michigan. Families qualifying for loans have up to 20 years to get them repaid. Grants are not repaid unless the owner of the property changes its ownership by selling or transferring to someone else. To qualify for the program assistance, you must own and occupy the house. You must demonstrate that you are unable to obtain credit from elsewhere and meet the area median income limits. Grants are only available for senior homeowners aged 62 and above. See if your home address is eligible here. The program gives preference to those in need, including single moms, veterans, and disabled homeowners. For more details about the program, visit https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/mi.