Home Repair Grants in Colorado (2026 Guide)

Colorado Home Repair Help: Quick Reference

Where to Start

1. Make the home safe. Stop using unsafe equipment. Photograph damage only when it is safe.
2. Write down the exact repair. “No heat,” “sewer line failed,” or “roof is leaking over the electrical panel” is more useful than “my house needs work.”
3. Call Colorado Housing Connects. The statewide helpline can identify local repair, accessibility, weatherization, and housing-stability contacts. Call 1-844-926-6632.
4. Apply to more than one suitable program. A local repair program, weatherization provider, and USDA may cover different parts of the problem.
5. Do not hire a contractor first. Many programs will not reimburse work started before inspection and written approval.

Statewide and Federal Programs

Colorado Weatherization Assistance Program

The Colorado weatherization program provides energy-saving work at no cost to eligible households. This is a direct service, not a check or general remodeling grant.

An energy audit decides what the home needs. Work may include air sealing, insulation, furnace repair or replacement, LED lighting, efficient appliances, and limited heat-pump improvements. The program does not promise every measure. Provider funding, utility territory, home condition, and audit results matter.

• Homeowners and renters may apply; renters need landlord permission.
• Households receiving SNAP, SSI, TANF, or LEAP may qualify automatically, subject to program verification.
• Manufactured homes can qualify.
• RVs are not eligible homes for this program.
• A home generally cannot have received weatherization during the prior 15 years.

Income limits depend on household size and location. Use the current chart on the official page rather than an older statewide number. Apply through the provider assigned to your county. Examples include Energy Resource Center, Housing Resources of Western Colorado, Northwest Colorado Council of Governments, Arapahoe County, and Pueblo County.

For a broader explanation of this federal service, see our weatherization guide.

LEAP and Emergency Furnace Help

The Colorado LEAP program helps eligible households with part of their winter heating cost. It is a seasonal utility benefit, not a general home repair grant. Benefits are usually paid to the heating vendor.

The 2025-26 application season ended April 30, 2026. The state had not yet posted the 2026-27 income chart when this guide was verified. LEAP normally accepts applications from November 1 through April 30, but confirm the next season before relying on that date. Call HEAT HELP at 1-866-432-8435 for off-season guidance.

If the home’s main heating system does not work, the Crisis Intervention Program may arrange emergency furnace or heating-system repair or replacement. This is a direct service. It is not routine maintenance and usually requires current LEAP approval. Approved households can call 1-855-469-4328.

USDA Section 504 for Rural Homeowners

The Colorado Section 504 program is open and accepts applications on an ongoing basis. It serves very-low-income homeowners who occupy an eligible rural home and cannot obtain affordable credit elsewhere.

USDA checks the address, county-specific very-low-income limit, ownership, occupancy, credit availability, and ability to repay. A grant may have to be repaid if the property is sold within three years. Full title service is required when outstanding Section 504 loan debt exceeds $25,000.

For Colorado help, call USDA Rural Development at 970-399-8198 or 719-414-6040. Our Section 504 guide explains the process in more detail.

Colorado-Funded Local Rehabilitation

The Colorado Division of Housing funds local rehabilitation programs through its owner-occupied rehab framework. Homeowners do not apply to the state for a personal award. Local governments, housing authorities, tribal governments, and nonprofits receive funds and run the homeowner programs.

The state framework allows non-forgivable amortized or deferred loans. It also allows emergency repair grants up to $10,000 for households at or below 100% of area median income, with a five-year affordability period. A local program can use stricter income limits, smaller awards, narrower repairs, or different lien terms.

Ask the local administrator for written repayment, lien, occupancy, and sale terms.

Accessibility Help for Older Adults and People With Disabilities

Health First Colorado Home Modification Benefit

The Home Modification Benefit is a Health First Colorado long-term-services benefit, not a general repair grant. It is available through specified Home and Community-Based Services waivers when a modification is medically necessary for safety, independence, or avoiding institutional care.

Covered work can include ramps, bathroom changes, doorway widening, grab bars as part of a larger project, kitchen changes, and specialized electrical or plumbing work tied to medical equipment. Regular maintenance and repairs that are not a direct benefit to the member are not covered.

The lifetime maximum is $14,000 for the Brain Injury, Community Mental Health Supports, Elderly, Blind and Disabled, and Complementary and Integrative Health waivers. For the Children’s Extensive Support and Supported Living Services waivers, assistive technology, home accessibility, and vehicle modifications share a $10,000 limit over the five-year waiver period, subject to program rules.

Start with the member’s case manager. An occupational or physical therapist evaluation, bids, owner consent, and prior approval may be required. Do not start construction before authorization.

Colorado Home Modification Tax Credit

Colorado’s home modification tax credit is available for qualifying tax years through 2028. It is a state tax credit, not upfront repair money. The homeowner must obtain a credit certificate from the Division of Housing and submit it with the Colorado tax return using the required credit schedule.

Confirm certification and timing before paying for work. A tax credit is not a repair payment.

Local Colorado Repair Programs and 2026 Status

Local programs often cover roofs, sewer lines, electrical hazards, plumbing, accessibility, and code repairs, but may close when funds are committed.

Denver: Major Programs Closed to New Applicants

The Denver Urban Renewal Authority stopped accepting new applications for Emergency Home Repair, Single Family Rehabilitation, and RHAMP on January 1, 2026. Its current transition notice says the emergency and full rehabilitation programs are no longer available in Denver. RHAMP accessibility inquiries now go to Colorado Housing Connects.

DURA still services older loans, active cases, completed-project questions, and contractor warranty issues from prior awards. Denver homeowners should not submit a new application to an old DURA form or assume that a former program is still funded.

Aurora: Programs Open Until Funds Are Used

The Aurora rehabilitation page lists a Home Repair Loan Program, Minor Home Repair Program, and Essential Home Repair Program. Assistance is first-come, first-served until funding is depleted.

This is mixed assistance: one track is expressly a loan, while minor and essential work may be delivered under grant, loan, or contractor-service terms established for the award. Ask for the written repayment and lien terms before accepting help. The city also warns that these programs cannot cover disaster-relief damage such as flooding, standing water, sewer backups, or disaster-related leaking roofs.

Aurora’s FY 2026 maximum gross-income limits, effective June 1, 2026, are:

The home, occupancy, repair, funding, and inspection must also qualify. Call Aurora Housing and Community Development at 303-739-7900.

Colorado Springs: Three Grant Programs

The Colorado Springs repair programs use federal CDBG and HOME funds and are administered with Brothers Redevelopment. These are grant programs for qualifying low- and moderate-income households inside city limits, subject to funding and property rules.

• Owner Occupant Rehabilitation Grant: May cover roofs, windows, doors, water heaters, furnaces, flooring, plumbing, electrical work, and other approved rehabilitation. The city pays the contractor.
• Emergency Repair Grant: Up to $7,500 for an eligible sewer repair and up to $2,500 for other eligible emergencies. Manufactured-home work is limited mainly to plumbing and mechanical repairs.
• Architectural Barrier Removal Grant: A one-time grant for documented disability needs such as ramps, handrails, wider doors, and grab bars. Renters may qualify with owner permission.

Call Brothers Redevelopment at 719-666-7181 for the application and current income test.

Pueblo: Minor Repair Grant Open

The City of Pueblo’s Minor Repair Program was open as of July 27, 2026. It provides a non-repayable grant of up to $5,000 for approved minor repairs. If applications exceed funds or staff capacity, the city may use a lottery.

Eligible work can include a nonworking heating system, unsafe wiring, water heaters, exterior doors and locks, broken windows, insulation and weather-stripping, roofing, accessibility work, and exterior painting. Applicants must have owned the home for at least two years, use it as their primary residence, keep property taxes current, and have a property free of liens. The 2026 income limits are shown in the table above.

Apply online or contact Housing and Citizen Services, 2631 East 4th Street, Pueblo. Call 719-553-2850.

Longmont: No-Cost Repair Service

The Longmont rehabilitation program is operated with Brothers Redevelopment. It provides approved repairs and accessibility work at no cost to eligible residents; it is a direct service rather than cash paid to the homeowner.

Site-built homes generally require household income at or below 80% of area median income. Manufactured homes generally require income at or below 50% and must have been built after 1975. Work may include minor electrical, plumbing, and sewer repairs; trip-hazard removal; ramps and stairlifts; furnaces, boilers, water heaters; and roofs, gutters, siding, or windows.

Call Brothers Redevelopment at 303-202-6340 or the City of Longmont at 303-774-4619.

Boulder and Western Colorado

The City of Boulder says its former general rehabilitation partnership is being reassessed and does not currently publish a confirmed open general repair intake. Check the Boulder status page before applying. It points residents toward energy upgrades and limited volunteer help for simple repairs.

Housing Resources of Western Colorado offers weatherization and affordable home-improvement loans, often at 0% to 3% depending on the program. Its critical-repair grants are currently unavailable. Homeowners should not treat the loan program as a grant.

Tribal and Manufactured-Home Help

BIA Housing Improvement Program

The federal Housing Improvement Program is a grant program for eligible members of federally recognized tribes or Alaska Native people living in approved service areas. It is not an entitlement, and funding is limited.

Applicants generally must have income no higher than 150% of the federal poverty guideline, live in substandard housing, lack another housing resource, and meet tribal and service-area rules. Assistance may reach $7,500 for urgent health and safety work or $60,000 for broader repair, subject to approval. Apply through the tribe or serving BIA office.

Southern Ute Tribal Housing

Southern Ute construction services may provide repair, plumbing, heating, electrical, septic, rehabilitation, and emergency-repair support under tribal rules. Call Tribal Housing at 970-563-4710 or Construction Services at 970-563-0100, extension 2502, to ask about current eligibility and funding.

Manufactured Homes

Manufactured homes can qualify for weatherization and some local programs. Rules may depend on the home’s age, tie-down or foundation, title, lot ownership, park permission, and repair type. DOLA permits local assistance on owned or rented lots, but local rules control.

Ask whether the program covers the roof, furnace, plumbing beneath the home, steps or ramp, skirting, tie-downs, and utility connections. A program may cover one item and exclude another.

What to Gather and What Happens Next

Common Documents

• Photo identification for adult household members
• Deed, title, mortgage statement, or other ownership proof
• Proof that the home is your primary residence
• Recent pay stubs, Social Security or pension letters, benefit statements, and tax returns
• Property-tax and homeowner-insurance records
• Utility bills and shutoff or hazard notices
• Photos, inspection reports, contractor estimates, or code notices
• Disability or medical-need documentation for accessibility work
• Landlord or park-owner permission when required

Typical Steps

1. Screening: Staff check location, income, ownership, occupancy, and repair type.
2. Complete application: Missing documents can stop the review.
3. Home inspection: The program decides which work is eligible and whether other hazards must be corrected.
4. Environmental review: Older homes may need lead-paint, asbestos, or other safety procedures.
5. Scope and bids: The program may select contractors and approve the price.
6. Agreement: Read grant conditions, loan terms, liens, affordability periods, insurance rules, and owner responsibilities.
7. Construction and final inspection: The program normally pays the contractor after approved work.

For repair-specific preparation, see our guides to roof repair help and sewer repair help.

If You Are Denied, Delayed, or Overwhelmed

Ask for the decision and reason in writing. Then ask whether you can correct missing documents, request reconsideration, appeal, or be placed on a future list. Weatherization applicants can first appeal to the local provider and then to the Colorado Energy Office under the program’s appeal process.

If title or probate is the barrier, ask for a legal-services referral. If the project is too large, ask whether the program can fund the most urgent safety item.

Backup Paths

• Call 211 for local charities, volunteer programs, and emergency referrals.
• Ask the local Area Agency on Aging about small safety repairs or aging-in-place services.
• Veterans can check our veteran repair guide for disability and nonprofit programs.
• For declared-disaster damage, document the loss, contact insurance, and use DisasterAssistance.gov only when federal assistance is activated.
• If a local program uses HOME funds, our HOME program guide explains why local terms differ.

A Seven-Day Colorado Action Plan

1. Day 1: Photograph the problem, stop unsafe use, and write a one-sentence repair description.
2. Day 2: Call Colorado Housing Connects and your city or county housing office.
3. Day 3: Apply for weatherization and check USDA rural eligibility if appropriate.
4. Day 4: Gather ownership, income, tax, insurance, and utility records.
5. Day 5: Call back to confirm the application is complete and ask about the waitlist.
6. Day 6: List backup sources for any repair the first program excludes.
7. Day 7: Create a folder with names, dates, confirmation numbers, and copies of every document.