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VA Home Adaptation Grants: SAH, SHA, HISA, and TRA

Last updated: October 17, 2026 Unsafe home right now? For fire, gas, collapse, or a life-threatening hazard, call 911 or local emergency services. If a veteran cannot get in, bathe, or move safely, call the VA care team today. Ask for social work, rehabilitation, or Prosthetic and Sensory Aids Service (PSAS). Bottom line: Veterans Affairs … Read more

VA Cash-Out Refinance for Home Repairs

Last updated: July 28, 2026 Bottom line: A VA cash-out refinance is a new mortgage, not a grant or free repair program. It replaces your current mortgage with a new VA-backed loan and may let you take part of your home equity as cash for a roof, heating system, bathroom, accessibility work, or other repairs. … Read more

Rebuilding Together and Habitat Programs for Veterans

Last updated: July 28, 2026 Bottom line: Rebuilding Together and Habitat for Humanity can help some veterans repair unsafe homes, but neither organization has one national application that guarantees help. Rebuilding Together describes its Veterans at Home work as a no-cost repair and home-modification service. Habitat’s veteran repairs are usually handled through local affiliates, and … Read more

Home Repair and Modification Help for Veterans

Last updated: July 28, 2026 Urgent safety first: Leave the home and call 911 or the utility company if you smell gas, see sparks, have exposed live wires, face sewage backup, suspect collapse, or cannot safely enter or exit. A repair program application is not emergency response. Bottom Line There is no single VA home … Read more

How to Apply for the VA SAH Grant

Last updated: July 28, 2026 Bottom line: The Specially Adapted Housing grant, called the SAH grant, is a real Department of Veterans Affairs grant for veterans and service members with certain permanent, total, service-connected disabilities. It can help buy, build, or change a permanent home so the eligible person can live more independently. For fiscal … Read more

State Veteran Home Repair Grants and Loans

Last updated: July 28, 2026 Unsafe home right now? Leave the home and call 911 for fire, smoke, carbon monoxide, collapse risk, live electrical hazards, or a medical emergency. If you smell gas, leave first and call the gas company from outside. Repair grants and loans are not same-day emergency services. Bottom line: There is … Read more