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Money Follows the Person and Home Modifications

Last updated: July 28, 2026 Unsafe discharge warning: If a person cannot enter the home, use the bathroom, transfer safely, or receive needed care, tell the facility discharge planner and Medicaid case manager before discharge. Ask them to document the safety problem and pause an unsafe plan while an accessible option is arranged. Call 911 … Read more

USDA Section 504 Home Repair Loans and Grants

Last updated: July 28, 2026 If the home is dangerous now: Leave the area and call 911 for fire, carbon monoxide symptoms, sparking wires, a strong gas smell, sewage in living space, or possible collapse. Call the utility emergency line for gas, electric, or downed-line hazards. USDA Section 504 is not same-day emergency cash, so … Read more

SBA Home Disaster Loans for Repairs and Rebuilding

Last updated: July 28, 2026 If the home may be unsafe: Leave if officials tell you to evacuate. Call 911 for fire, a gas smell, live wires, serious injury, or collapse danger. Do not enter a flooded or badly damaged home until local officials say it is safe. Bottom line: The U.S. Small Business Administration … Read more

Roof Repair and Roof Replacement Assistance

Last updated: July 28, 2026 If the roof is dangerous now Leave the room or home if a ceiling is sagging, water is near wiring, a tree is resting on the house, part of the roof is collapsing, or you smell smoke or gas. Call 911, the electric or gas utility, or local emergency management … Read more

How to Document Income for Home Repair Applications

Last updated: July 27, 2026 Bottom line: There is no single income document that every home repair program accepts. Before you send anything, ask which people count as household members, which income period is used, whether the program looks at gross or adjusted income, and what proof it accepts for each source. A tax return … Read more

Solar for Low-Income Households: Real Programs vs. Hype

Last updated: July 28, 2026 Bottom line: There is no open federal program that gives every low-income household free solar panels. The federal Environmental Protection Agency Solar for All program was terminated in August 2025, and the federal homeowner solar tax credit is not available for systems placed in service after December 31, 2025. Real … Read more

Is Your Property in a USDA Eligible Area?

Last updated: July 28, 2026 Bottom line: Do not decide that a home is USDA-eligible because it looks rural, has farmland nearby, sits outside city limits, or uses a rural ZIP code. Use the official USDA eligibility site, choose the correct housing program, and search the exact property address. The map is only a first … Read more

Weatherization Help for Drafty Homes

Last updated: July 28, 2026 Get urgent safety help first Leave the home and call 911 if you smell gas, see smoke or sparks, hear a carbon monoxide alarm, feel dizzy or sick near a fuel-burning appliance, or believe the home may catch fire or collapse. Call your utility’s emergency line for a gas leak, … Read more

Foundation Repair Help for Low-Income Homeowners

Last updated: July 28, 2026 Leave the area if the house may be unsafe Do not wait for a grant office if a wall is bowing, the floor is collapsing, the home shifted suddenly, or movement damaged gas, electrical, or water lines. Keep people away. Call 911 for collapse, fire, gas, or electrical danger. Otherwise, … Read more

PACE Loans and “Free” Solar or Roof Offers

Last updated: July 28, 2026 Bottom line: PACE is financing, not a grant. A “free solar” or “free roof with solar” offer usually means a loan, property-tax assessment, lease, power purchase agreement, insurance claim, or cost added to another contract. Before signing, get the cash price, full financing terms, roof scope, cancellation notice, and written … Read more