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Last updated: July 28, 2026 Bottom line: Do not decide that a home is USDA-eligible because it looks rural, has farmland nearby, sits outside city limits, or uses a rural ZIP code. Use the official USDA eligibility site, choose the correct housing program, and search the exact property address. The map is only a first … Read more

Last updated: July 28, 2026 Do not start work just because a program appears on this list. Most fortification programs deny payment for work started before written approval. A free inspection, account, interest form, or lottery entry is not a grant award. Bottom line: Real wind, hail, hurricane, and wildfire fortification help exists, but there … Read more

Last updated: July 28, 2026 Unsafe home right now? Leave the home and call 911 for fire, smoke, carbon monoxide, collapse risk, live electrical hazards, or a medical emergency. If you smell gas, leave first and call the gas company from outside. Repair grants and loans are not same-day emergency services. Bottom line: There is … Read more

Last updated: July 28, 2026 Do not use unsafe stairs or a slippery tub while waiting for funding. If someone cannot safely reach a bedroom, bathroom, or exit, ask a doctor, occupational therapist, hospital discharge planner, Area Agency on Aging, or local fire department about a temporary safety plan. Call 911 when a fall, injury, … Read more

Last updated: July 28, 2026 Bottom line: There is no open federal program that gives every low-income household free solar panels. The federal Environmental Protection Agency Solar for All program was terminated in August 2025, and the federal homeowner solar tax credit is not available for systems placed in service after December 31, 2025. Real … Read more

Last updated: July 28, 2026 Act first if sewage or unsafe water is an immediate danger Leave the affected area and call 911 if sewage or floodwater is near live electricity, the floor or ceiling may collapse, you smell gas, or anyone is having trouble breathing. Stop using toilets, sinks, showers, dishwashers, and washing machines … Read more

Last updated: July 28, 2026 If sewage is backing up or surfacing now: Stop using toilets, sinks, showers, and laundry as much as possible. Keep children and pets away from wastewater. Do not enter a septic tank or lean over an open tank; toxic gases and low oxygen can kill. Call your county or tribal … Read more

Last updated: July 28, 2026 Act now if someone is in immediate danger. Leave the home and call 911 for fire, smoke, a suspected gas or carbon monoxide emergency, exposed live wiring, or another life-threatening hazard. Call 911 right away if a person with dementia, an intellectual or developmental disability, a brain injury, or another … Read more

Last updated: July 28, 2026 If you received a tax sale, lien sale, foreclosure, sheriff sale, or court notice: Call the tax office shown on the notice today. Ask for the exact amount due, the last date to stop the sale, and every payment or hardship option. Then contact nonprofit legal aid. A deadline can … Read more

Last updated: July 28, 2026 If the home may be unsafe: Leave if officials tell you to evacuate. Call 911 for fire, a gas smell, live wires, serious injury, or collapse danger. Do not enter a flooded or badly damaged home until local officials say it is safe. Bottom line: The U.S. Small Business Administration … Read more