South Carolina offers home repair programs that help fix homes of low-income families So, keep reading this article if your home is falling apart and you can’t afford to cover home repair-related costs.
Accept, Inspire, Minister (AIM) – Housing Program
AIM department provides low-income homeowners with home repairs, including ramps and other home improvement services to protect their families from safety and health hazards. Disabled homeowners need handicapped accessibility improvements such as ramps, rails, and other minor repairs to prevent them from accidents. The disabled homeowners, however, do not have the resources to make the necessary improvements because of low income. AIM works closely with civic organizations, church groups, and clubs to make the repairs to improve the safety and health of eligible low-income homeowners. The organization matches homeowners with the resources and labor they need to improve their homes. They do this for homeowners to remain self-sufficient. If you have repairs that are not covered in your homeowner insurance, you may qualify for AIM Housing program support. Single moms, senior homeowners, and veterans may also apply for home repair help. Eligible repairs include:
- Your home must be single-family and owner-occupied.
- You must provide proof of home ownership and occupation.
- You must have lived in the home for at least two years.
- Your household income must not exceed the area median income.
- Mobile homes must have been in existence for less than 20 years. Ensure you own both land and the home.
The organization uses the South Carolina Housing Trust Fund to complete the home improvement projects. For more program details, please visit http://www.schousing.com/.
Rebuild Upstate is a non-profit organization committed to providing home repair assistance to seniors, low-income families, and disabled homeowners. Eligible home repairs include roof repairs, wheelchair ramps, rails and bars, and limited bathroom repairs. To qualify for assistance, you must be living in Greenville County, have income not exceeding 80% of the area median income, and pass-through SLED background. Note that will pay $30 fees for a very member of your household aged 18 and above. Read more at https://rebuildupstate.org/.
South Carolina Weatherization
You may qualify for home improvement grants through the South Carolina Weatherization assistance. The purpose of the program is to enhance energy efficiency. You may also qualify for new insulation, heating, and cooling systems. If you are a low-income homeowner in South Carolina and you are looking for repairs to improve energy efficiency, you want to contact your local community action agency. The program gives priority to low-income single moms, veterans, the disabled, and senior homeowners. the goal is to reduce utility costs and keep low-income homeowners protected against harsh weather. Visit http://oeo.sc.gov/weatherization.html to learn more about the program.
Calhoun’s Home Repair and Modification Assistance Program
You may fix your home using the Home Repair and Modification Assistance Program. The program provides free home improvement assistance and repair grants to make your home safer for your family. You may also have access to emergency home repair services if you qualify for assistance. Only homeowners living in Calhoun County are eligible to apply for the program support. You must meet the low-income limits and residency requirements to qualify for support. See more at https://scaccess.communityos.org/zf/profile/service/id/97439.
USDA Home Repair Grants and Loans
USDA Rural Development’s home repair program provides improved support to low-income homeowners in rural areas. Families may qualify for up to $20,000 loans to repair, improve, or update their homes to modern standards. Qualifying families receive loan funds at a 1% interest rate and they have up to 20 years to repay them. Senior homeowners, through this program, may qualify for up to $7,500 grants to help them deal with issues that put their safety and health in danger. Senior homeowners are not required to repay the grants unless they sell or change the property ownership within three years of receiving the assistance. To qualify, you must meet the area median low-income limits, be unable to obtain affordable credit elsewhere, own and occupy the house, and be aged 62 or older for home repair grants. You must be coming from areas considered to be remote by the USDA standards. The program may give priority to the disabled, seniors, veterans, and single mothers when offering home repair assistance. Applications are accepted through the local Rural Development Office. You may contact the USDA loan specialist to help you navigate through the process of application to ensure you do the right thing and submit all the required documents. Find out more at https://www.rd.usda.gov/programs-services/single-family-housing-repair-loans-grants/sc.
SC Community Development Division
You may qualify for home repair grants through the South Carolina Community Development Division. These grants are available based on funding availability and are offered to homeowners living in communities where people find it hard to update their homes. The program aims to make communities look better. For more details, visit https://www.hudexchange.info/programs/cdbg-state/.
Beaufort Community Assistance Program
This program is designed to help Beaufort low-income homeowners looking for assistance to fund their home improvement projects. You may get valuable repair through this program and fix your problems. The goal is to make your home safer and comfortable to live in. Find out more at http://www.bcbcc.org/.