Managing and maintaining the safety of your property is important once you become a homeowner. That is North Dakota is working through state and local programs to help homeowners reinvest in their homes and keep their loved ones safe. This article discusses the home repair grants in North Dakota. Happy reading.
North Dakota Weatherization Program
The weatherization program provides low-income homeowners with home repairs to help make their homes more energy-efficient. Your repair needs must be energy-related. The program can help you repair or replace less efficient heating or cooling equipment. The program may also help with updating insulation systems at your home. Learn more at https://www.communityservices.nd.gov/lowincomeprograms/weatherizationassistance/.
Rehabilitation Grant for Disabled People in North Dakota
This program is designed to help the disabled homeowners install accessibility upgrades to your home. If you need ramps, rails, or adaptability measures, the grant program could help you make the necessary improvements. You must meet the disability and low-income requirements to qualify for the program funds. Find out more at http://www.ndhfa.org/Rehab/RAP.html.
The Neighborhood Stabilization Program
The purpose of this program is to help homeowners in need of home repair assistance or upgrades to improve the safety of their loved ones. The program aims to achieve safety and neighborhood stabilization in North Dakota. The program offers different home repair options that you can choose from. Note that the program does not offer free funds. It provides loans, which have to be repaid. Learn more about the program at http://www.ndhfa.org/Rehab/NSP.html.
Major Home Improvement Loan
You could get home repair assistance through the Major Home Improvement Loan program. This loan is given when you are purchasing a new home that needs some repairs in North Dakota. The goal is to make it easier for you to make the necessary improvements to protect your loved ones from safety and health hazards. If you are a single mother, veteran, disabled, or a senior homeowner, you can apply and get approved for the program assistance. Read more about the program at https://www.ndhfa.org/Homeownership/Majorhomeimprovement.aspx.
Personal Property Tax Exemption
Do you own personal property in North Dakota? Well, you may qualify for a personal property tax exemption. The program helps you reduce the amount you pay for property taxes. You could use the extra money to improve the health and safety condition of your home. Visit https://www.nd.gov/tax/user/businesses/exemptionsrefundscredits—businesses/personal-property-tax-exemption to learn more about the program.
The Low-Income Housing Tax Credit
Single moms, people with disabilities, veterans, and elderly homeowners may qualify for the low-income housing tax credit in North Dakota. You can save money through this tax credit and use it to make home repairs to fix your home. You must be a long-term homeowner and meet the low-income limits in your area to qualify for the low-income housing tax credit. Find out more at http://www.ndhfa.org/Development/LIHTC.html.
Tax Exemptions for Veterans
Veteran or disabled veteran can qualify for up to 100% property tax exemptions in North Dakota. Meet disability and veteran requirements to qualify for this program. The surviving veteran spouses may also qualify for tax exemption. Tax exemption enables veterans to save some money they could use to fund their home improvement projects. Visit http://www.nd.gov/veterans/benefits/property-tax-exemption for more information.
Bismark Community Action Program
The Bismark Community Action Program may help you with your home repair needs. The program has home repair options to help you fix your home. You may qualify for a Community Development Blok Grant (CDBG) to help you make the essential improvements to your home. CDBG is given to non-profits and units of local governments, which then provide home repair funding to assist low-income homeowners in Bismark. Eligible home repair services through CDBG include roofing, windows, renovation of buildings, plumbing, among others. Bismark Community Action Program also provides deferred interest loans. You won’t be required to repay the loan until you sell your property. CDBG funding is free. Read more at http://www.cap7.com/index_files/page0016.htm.
Fargo Housing Assistance Program
You may qualify for home repair assistance if you are struggling to fund your needs. The Fargo Housing Assistance program strives to meet the housing needs of low-income homeowners, including home improvement to protect their safety and health. There are options to help you lower your home repair costs. The program could even provide you with special assistance to find a way of paying for the home repair costs. Find out more at http://fargond.gov/city-government/departments/planning-development/community-development-neighborhoods/housing/purchasing-a-home.
Single-Family Housing Repair Loans & Grants in North Dakota
The program provides loans and grants to enable low-income families to make the necessary improvements to their homes. You may qualify for up to $20,000 and $7,500 grants. Loans can be used by low-income single moms, veterans, and disabled homeowners to repair, improve, and modernize their homes. Grants are given to the senior homes to help them deal with health and safety hazards. You must occupy and own the property, meet low-income limits in your area, and be unable to afford credit from elsewhere. Read more at https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/nd.