There are organizations offering home repair assistance to Massachusetts homeowners in need of help. The programs available operate differently but most of them require homeowners to meet certain income guidelines. Loans are provided at low-interest rates and can be as much as $50,000. In this article, you will learn the Massachusetts home improvement assistance through grants and loans. Please keep reading this article.
NeighborWorks of Southern Mass
Mass homeowners can qualify for grants or loans through the NeighborWorks of Southern Mass. The organization has programs for homeowners in Quincy and Brockton living in single- and multi-family dwellings. The small Project Grant program provides up to $3,000 to help homeowners deal with emergency home repair projects, including insulated windows, furnace, and water heater replacement. Home improvement loan program provides up to $25,00 funds with lower interest rates to finance large home improvement projects in Massachusetts. Single moms, people with disabilities, veterans, and senior homeowners can apply for the program assistance. Read more at http://www.neighborhoodhousing.org/Programs-Home-Repair.asp.
MassHousing focuses on making housing affordable and quality to the residents of Massachusetts. It runs a Home Improvement Loan Program that provides funding for basic property improvement needs. If you meet the income requirements, you may qualify for funds ranging from $7,500 to $50,000 at a 5% fixed interest rate. The loan terms range between 5-15 years. MassHousing approved lenders originates loan for applicants with a good credit score. The organization also gives loans to remove lead-based paint from homes. Find out more at https://www.masshousing.com/portal/server.pt?mode=2&uuID=%7BE461353D-94DD-4F45-A7A3-BFF86C4126ED%7D.
The Rural Development of the U.S. Department of Agriculture (USDA) administers this program. The program provides 1% interest loans of up to $20,000 to low-income families and a maximum of 7,500 grants to senior homeowners. Eligible low-income families can use the loan funds to repair and improve their homes. Grants can be used to remove the safety and health hazards from homes. Families are also allowed to apply for a combination of loans and grants (up to $27,500) to improve the condition of their homes. To qualify for the program assistance, families must meet the low-income limits, own, and occupy the homes. You must demonstrate that you are unable to secure financing from other available sources. Single mothers, veterans, seniors, and disabled homeowners can apply and get approved for the program support. Find out more about the program at http://www.rurdev.usda.gov/MASingleFamilyHousing.html.
Adams Community Development Division
The Community Development Division provides home repair assistance to homeowners. You can fix problems and update systems at your home through this program’s help. Read more at http://adamsma.virtualtownhall.net/Public_Documents/AdamsMA_CommDev/index.
Arlington Home Improvement
Make your home comfortable to stay in through the Arlington Home Improvement Program. They provide home repair assistance to enable low-income homeowners to improve their homes. In addition to home repair support, the program can help you with weatherization. If you are a homeowner living in Arlington, then make use of this program and make the updates your home needs. Find out more at https://www.arlingtonma.gov/departments/planning-community-development/weatherization-housing-rehabiliation.
Homeworks Equity Loan
You can make your home repairs by seeking a loan from the Homeworks Equity Loan. The program may also help you deal with lead-based paint in your home through their lead abatement procedures. Find out more at https://www.boston.gov/departments/neighborhood-development/homeowner-services.
The Brockton Development Authority
You can have access to home repair assistance through the Brockton Development Authority. They have many home improvement support options you can use to make your home safer and comfortable for your loved ones. You can use this assistance, along with other available resources for home repair. Visit https://brocktonredevelopmentauthority.com/ to learn more about the program.
Home for Our Troops
This is a non-profit organization committed to providing home repair and improvement services to servicemen and women severely injured. The program works by donating money from various sources to offer their services. People can also donate building materials and offer professional services to help eligible applicants adapt their homes to more safe living spaces for their loved ones. The low-income single mothers, disabled, veterans and senior homeowners can apply for the program support. Please visit http://www.homesforourtroops.org/ for more information.
The U.S. Housing and Urban Development; Community Development Block Grant P(CDBG) Program
CDBG is funded by HUD to help Massachusetts residents to help meet their economic and community development needs. You can use the funds for home repair and modifications once you qualify and are approved for the program assistance. Note that the program does not directly fund homeowners. The funds are distributed to non-profits and units of local governments, which then provide home repair help o eligible low-income homeowners. You can reach out to your local community development office for more details. Visit https://www.hud.gov/states/massachusetts.
Catastrophic Illness in Children Relief Fund (CICRF)
You may receive home improvement assistance through CICRF if your family is experiencing financial burdens in caring for children with special healthcare needs. You can contact the Special Health Needs Community Support at 1-800-882-1435. Read more at https://www.mass.gov/catastrophic-illness-in-children-relief-fund-cicrf.
The Haverhill Housing’s Code Correction Program
The purpose of this program is to help homeowners in Haverhill to make updates that ensure their homes are up to code. You can make your home as safe as possible by using this program, along with other home repair resources. The program provides support to single moms, veterans, seniors, and disabled homeowners. Find out more at http://www.ci.haverhill.ma.us/departments/housing_and_code_correction_program/index.php.