Every homeowner deserves a safe, sanitary, and energy-efficient species to live. That is why Louisiana has programs and institutions to provide home repair grants to finance homeowners’ home improvement needs. Keep reading to find out more.
The Louisiana Housing Corporation
The Louisiana Housing Corporation provides home repair loans to eligible low-income homeowners for improving the condition of their homes. Please note that these funds are repaid, unlike grants which are given for free. To qualify, you don’t need to have a high credit score, like in traditional loan programs. You should meet the low-income limits in your area, provide evidence of homeownership and occupation, and have repair needs that enhance the safety and health of your family. The corporation provides the following programs:
- Low-Income Energy Assistance Program. The purpose of this program is to help low-income single moms, the disabled, veterans, and senior homeowners improve their energy self-sufficiency. The program targets families with the lowest income and who spend most of their income on paying energy costs and making energy-related upgrades. Find out more at http://www.lhfa.state.la.us/programs/energy_assistance/low_income_energy.aspx,
- Weatherization Assistance Program. The weatherization assistance program provides loans to eligible low-income families to enable them to improve energy efficiency in their homes. Read more at http://www.lhfa.state.la.us/programs/energy_assistance/weatherization.aspx.
For more details, visit https://www.lhc.la.gov/.
Louisiana Services Corporation
The Louisiana Services Corporation provides up to $20,000 loans at reasonable interest rates to low-income homeowners looking to make essential improvements at home. The organization has simple qualification processes, and it takes just a short time to get approved for home repair assistance. That doesn’t guarantee that you will qualify when you send your application. It has less strict application requirements than the traditional loan programs for home improvements. Find out more at http://www.lsndc.org/index.php/component/cpx/?task=resource.view&id=2264879&search_history_id=34881003.
Rebuilding Together New Orleans
This is an organization committed to supporting homeowners whose homes have suffered damages as a result of Hurricane Katrina. The organization will help you with the home repairs you need to improve your home. The organization may also help with the replacement of completely damaged systems and items in your house. Visit http://www.rtno.org/about-us/ to learn more about Rebuilding Together New Orleans.
Bossier Parish Community Development Agency
This agency works towards improving the quality of life of Bossier veterans, disabled, seniors, and the single mom-homeowners by meeting their economic and community development needs. The agency provides free home repair support to eligible low-income families. Please note that the agency’s funds are limited so grants are issued on a first-come, first-serve basis. The goal is to make homes safer to live in. Visit http://www.bossiercity.org/153/Community-Development to learn more about the agency.
Shreveport Rehabilitation Assistance
This program provides home repair support to facilitate home improvement to Louisiana homeowners. You may qualify for loans to improve the health and safety condition of your home. You can meet all your home repair needs through this loan program, without any limitation. The loans are given at low-interest rates and are available to low-income families who are unable to have access to the traditional financing options. https://www.shreveportla.gov/716/Rehabilitation-Assistance provides more information.
Baton Rouge Housing Authority
The Baton Rouge Housing Authority is dedicated to supporting the beautification efforts of homeowners by providing free home repair. The goal of the organization is to make the city of Baton Rouge better for the residents. The housing authority provides both grants and low-interest loans to homeowners in need of making important upgrades to failed systems at their homes. The organization gives preference to low-income families when issuing grants. Other applicants may qualify for loans to meet their home improvement needs. The loans are easier to obtain through this program than in the traditional loan programs. Learn more at http://www.brla.gov/dept/ocd/housing/housing.htm.
Parish Community Development Grant
The purpose of this grant program is to offer free home repair to low-income single mothers, veterans, disabled, and seniors homeowners in Louisiana. The grants allow low-income families to make the necessary upgrades aimed at making valuable changes and creating safer living spaces for their loved ones. The grants are not repaid unless you change the ownership of the property after some specified period. The program also offers loans at low interest rates to qualified homeowners. Read more at http://www.tpcg.org/index.php?f=community_development&p=community_development_grant.
Housing Preservation Grant
The purpose of this grant program is to assist to help homeowners repair and rehabilitate their homes. The program is only available to low-income families residing in the rural areas of Louisiana. Eligible repairs through this program include roofing repairs, electrical work, plumbing, and handicap accessibility features. Applicants who have qualified for the program assistance will sign a document restricting them from reselling their homes for at least two years. Homeowners are required to refund the full amount of grant reward if they sell their property before the end of two years. Homeowners can receive up to a $6,500 grant. Applications for this program are accepted on a first-come, first-serve basis. The program comprises housing finance specialists who review the applications. All eligible homeowners must go through a property feasibility assessment, conducted by the corporation construction monitoring team. Find out more at https://www.lhc.la.gov/housing-preservation-grant.