Making updates to your home can be difficult if you don’t have access to adequate funds for home improvements. Fortunately, New Jersey has programs to help you fund your home repair projects. If you are looking for grants in New Jersey, we got you covered. This article discusses the home repair grants in New Jersey. Happy Reading.
NJHMFA provides home repair assistance to the low-income homeowner in New Jersey. You can apply for both grants and loans for home improvement. The organization helps low-income families in need of repair assistance to improve their safety and health at home. The agency offers several loan and grant options to help you with home repair funding. Single mothers, veterans, people with disabilities, and senior homeowners can have access to the agency’s programs’ benefits. Read more at https://www.nj.gov/dca/hmfa/homeownership/owners/.
The New Jersey Citizen Action
You can receive loan counseling towards home repairs. The organization helps you explore the available options and chose the right one that fits your home improvement needs. Getting a loan may be the best option if you can’t afford to pay costs associated with home improvement. The counseling program will teach you about loans, how to get them repaid, and the impact loans could bring to your financial situation. Read more at http://njcitizenaction.org/.
Atlantic County Improvement Authority
You may qualify for home repair grants through the Atlantic County Improvement Authority. The agency has many programs for home improvement that you can use to fix your home. Please note that the home repair grants are specially reserved for families dealing with health and safety issues at their homes. The grants are also reserved for families in an emergency repair situation. You may also qualify for these grants if you need to upgrade your home for other reasons. Learn more about the program at http://www.atlanticcountyimprovementauthority.org/Main/home_buyers.asp.
The American Dream
This is a program offered to help homeowners in Bergen County with property improvement assistance. Note that you have to meet certain requirements, including income and residency. You can use the program assistance to bring your home to safety and health standard. Not everyone gets approved for the program support. Priorities are given to single mothers, people with disabilities, senior homeowners, low-income, and veterans. Find out more at https://www.co.bergen.nj.us/community-development/american-dream-program.
Camden’s Grant Management Bureau
You can apply for home repair grants through the Camden’s Grant Management Bureau to make your home safer to live in. If you are struggling to live in your home because of issues related to health and safety, the bureau could meet your home repair needs. Find out more at https://www.ci.camden.nj.us/grants-management/.
Neighborhood Housing Revitalization Division
This division provides home repair grants and loans to help Essex County homeowners with help to upgrade their homes. The goal of the program is to make Essex County a safe place to live in. The program will let you know the product you are approved for. Not that everyone doesn’t get approved for the County’s assistance. You have to meet the low-income requirements to qualify for the program assistance. Read more at https://www.eastorange-nj.gov/239/Neighborhood-Housing-Revitalization.
Mercer County Department of Housing and Community Development
You can apply for home improvement grants through the Department of Housing and Community Development. The department offers the Community Development Block Grants (CDBG) to provide you with the funding you need for home repairs. Grants are given to low-income to make the necessary improvement in their homes and increase their safety. You can still apply for loans if you don’t qualify for grants. Other home improvement resources are also available through the Department of Housing and Community Development. Single moms, disabled, the senior, and veterans can apply and get approved for the program assistance. The CDBG revitalizes your home while making a huge difference to your community through improvements. Please note that the grant program does not offer to fund directly to homeowners. Instead, they finance the units of local governments and non-profits which provide home repair grants to eligible homeowners. Find out more at http://www.mercercounty.org/departments/housing-community-development.
The Central Jersey Housing Resource Center
The Central Jersey Housing Resource Center provides housing support, including getting access to home improvement grants to single mothers, veterans, seniors, and people with disabilities. Check out the center for resources if you are a homeowner living in Central New Jersey. They may not have the direct repair assistance you need but will refer you to programs to meet your needs. For more details, please visit http://www.cjhrc.org/.
USDA Rural Development
USDA Rural Development makes loans and grants available for homeowners in rural areas to help them repair their homes. Loans are given at a 1% interest rate and are repayable over 20 years. The loan funds can be used for home improvement, modernization, and repair work. Grants are given to senior homeowners to help them deal with health and safety issues. Applicants must be 62 years and above to qualify for up to $7,500 grants. Read more at https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/nj.