Buying s home is a big step that many Americans feel happy to take. You are going to experience a bigger challenge in maintaining your home. You might want to repair your home if it is unsafe for your loved ones. There are programs in New Hampshire to help you fix your home and make it livable. Keep reading.
New Hampshire Housing Finance Authority
The New Hampshire Housing Finance Authority provides home repair loans to homeowners in need of assistance with emergency improvements. The loan is given at low interest rates. The loans are easy to access compared to the traditional funding options. The program can provide you with up to $15,000 to help you fix your home. Read more at https://www.gonewhampshirehousing.com/your-nhhfa-mortgage/homeowner-programs.
New Hampshire’s Department of Health
You can receive funding support in form of loans and grants through the New Hampshire’s Department of Health. Qualifying families can use the funds to make their homes safer to live in. The Department runs programs to improve the health and safety conditions, including those that aim at removing lead-based paint from homes. Single moms, Veterans, the disabled, and senior homeowners can use the department’s programs to deal with serious health issues from your home. Find out more at http://www.dhhs.nh.gov/dphs/bchs/clpp/index.htm.
The Berlin Housing Authority
The Berlin Housing Authority provides emergency home repairs to low-income homeowners in Berlin. You must meet the residency and income requirements. The home repairs must be directly affecting your safety and health to be considered. The program assistance targets low-income, seniors, disabled, single mothers, and veterans. You must demonstrate an inability to afford your home repair needs. Learn more at https://affordablehousingonline.com/housing-authority/New-Hampshire/Berlin-Housing-Authority/NH011.
Nashua Community Development
The Nashua Community Development Agency provides home repair loans and grants to help you meet your needs. You have to be a resident of Nashua and meet the low-income guidelines to qualify for assistance. If you need to make your home as safe and secure as possible, consider reaching out to the agency. You can have access to the housing improvement program through the City’s Community Development Block Grant. The program provides no-interest loans to help correct codes, health, safety, and accessibility issues. Eligible home repairs include electrical wiring, plumbing, roofing, wheelchair ramps, among others. For every additional unit, low-income homeowners may qualify for more funds ranging from $40,000 + $50,000. You must own and occupy the house, have units not exceeding 4, and meet low-income limits. Note that mobile homes do not qualify. https://www.nashuanh.gov/274/Community-Development provides more information.
The Concord Housing and Redevelopment Authority
You may get help with home updates through the Concord Housing and Redevelopment Authority. You can receive a deferred and low-interest loan through their program. You have to be a low-income homeowner and meet the residency requirements to qualify for the program assistance. Also, single mothers, veterans, seniors, and veterans can qualify for the program support. Find out more at https://www.concordnh.gov/256/Concord-Housing-and-Redevelopment-Author.
Derry’s Home Repair and Shelter Assistance program
The purpose of this program is to provide emergency home improvement assistance to eligible homeowners. Is your home unsafe or unlivable because of the health and safety hazards available? You may get assistance through this program. You may also qualify for the emergency repair program. The repair program provides low-interest loans to qualifying families. Read more at https://www.derrynh.org/human-services/pages/housing-shelter-assistance.
The Claremont Housing Authority
The Claremont Housing Authority provides emergency and vital home repair assistance to homeowners whose properties are in despair. If the repair is done and it threatens your health and safety, you may qualify for additional assistance. The program targets the low-income, including single mothers, veterans, seniors, and the disabled. Learn more at http://www.claremontnh.com/government/boards-and-committees/claremont-housing-authority-commission.aspx.
The habitat for Humanity
Habitat for Humanity builds new homes for New Hampshire residents. The organization can also provide you with grants to repair your home and make it livable. The goal is to remove safety and health hazards and make your home more secure. Even your emergency home improvement needs can be met. You will be required to put in some sweat equity for the work done at your home. This is geared towards making your home safer for your loved ones. For more details, please visit http://www.senhhabitat.org/.
Single-Family Housing Repair Loans & Grants in New Hampshire
The purpose of this program is to provide financial assistance to low-income homeowners in rural areas. The program offers assistance in form of loans and grants to qualified families. The loan funds are given at 1% interest and can be used to repair, modernize and improve the condition of living. The maximum amount of loan you can receive is $20,000, and you have up to 20 years to repay the loan. Grants are given to senior homeowners to help them deal with health and safety issues in their homes. The maximum amount of grant is $7,500. Families may qualify for a combination of loans and grants (up to $27,500 assistance). For more details about the program, please visit https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/nh.