Home Repair Grants in Nevada (2026 Guide)

Where to start with a Nevada repair

Before calling, write down the full address, owner-occupancy status, most urgent repair, total gross household income, and whether anyone is older, a veteran, or has a disability.

If you do not know the correct jurisdiction, call Nevada 211 at 211 or 1-866-535-5654. You can also text your ZIP code to 898211. Call specialists are available Monday through Friday, 9 a.m. to 9 p.m. Pacific, excluding holidays. The online directory remains available when the call center is closed.

Our guide to finding local repair programs explains how to confirm the intake office and avoid pages that do not serve current homeowners.

Statewide weatherization and energy help

Nevada Weatherization Assistance Program

The Weatherization Assistance Program helps approved lower-income homeowners and renters reduce energy costs and improve safety. Possible work includes air sealing, insulation, weather-stripping, solar screens, and some HVAC, refrigerator, or water-heater work.

Type of help: This is a grant-funded direct service, not cash. The provider inspects the home and selects eligible measures. Approved households generally pay nothing, though an eligible rental owner may have to share costs.

The state currently uses a 200% federal poverty ceiling. The regional provider makes the final decision and may apply funding-specific rules.

The weatherization figures are 200% of the 2026 poverty guidelines. Add $11,360 for each person over eight. Energy Assistance uses gross monthly income for July 1, 2026 through June 30, 2027. Add $710 for each person over eight. These are screening figures only.

Call the provider for the home’s location:

• Carson City, Churchill, Douglas, Lyon, Storey, and Washoe: Community Services Agency, 775-786-6023.
• Las Vegas, Henderson, and southern rural Clark County: HELP of Southern Nevada, 702-795-0575.
• North Las Vegas, northern rural Clark, and many rural counties: Rural Nevada Development Corporation, 1-866-404-5204.

The state’s weatherization document list says applicants should expect to provide identification, income proof, utility bills, and proof of ownership. Renters need landlord forms.

Energy Assistance can protect the utility account

The Nevada Energy Assistance Program is bill help, not repair money. It usually pays one annual benefit to the energy provider. Applications run July 1 through June 30 and are reviewed until funds are exhausted. The EAP income page uses gross monthly income at or below 150% of poverty.

Use the EAP application page online or for a paper form. Expect to provide 30 days of household income, identification, utility bills, and authorization if the account is in another name. Prior recipients usually wait about 11 months before reapplying.

Rural Nevada repair loans, grants, and forgivable liens

USDA Section 504 loans and grants

The USDA Single Family Housing Repair Loans and Grants program, often called Section 504, is open in Nevada and accepts applications on an ongoing basis. It serves very-low-income homeowners in eligible rural areas who own and occupy the home and cannot obtain affordable credit elsewhere.

• Loan: Up to $40,000 for repair, improvement, modernization, or health and safety work.
• Loan terms: Fixed 1% interest for up to 20 years.
• Grant: Up to $10,000 lifetime for eligible homeowners age 62 or older to remove health and safety hazards.
• Combined help: Up to $50,000 under regular rules.
• Not automatic: USDA checks rural location, county income limits, ownership, credit availability, repayment ability, and the proposed work.

A USDA grant must be repaid if the home is sold within three years. A full title service is required if the total outstanding Section 504 loan balance is more than $25,000. Disaster-related grant limits may be higher in an eligible presidentially declared disaster area, but do not assume the disaster amount applies to your county.

Check the address on the USDA eligibility map. Southern Nevada applicants can call Michele Joe at 702-407-1400 ext. 6007. Northern and central Nevada applicants can call Jerry Cordova at 775-443-4757 or Sarah Morris in Elko at 775-738-8468 ext. 102.

See our plain-English Section 504 guide before you start the full application.

RNDC homeowner rehabilitation

Rural Nevada Development Corporation offers rehabilitation in Churchill, Douglas, Elko, Esmeralda, Eureka, Humboldt, Lander, Lincoln, Lyon, Mineral, Nye, Pershing, Storey, and White Pine Counties. It may address safety, energy, and disability access.

Type of help: RNDC currently lists Home Means Nevada Initiative funding as a three-year forgivable lien, subject to regional funding and the waitlist. The assistance is secured by an interest-free rehabilitation agreement and deed of trust. It is not an unrestricted cash grant.

The applicant must own both the home and the land. Existing mortgages can be allowed, but reverse mortgages are not eligible. Homeowners insurance is required, and RNDC must be added as an additional loss payee after construction. Call 1-866-404-5204 and ask whether funds are available in your county.

Local repair programs by Nevada area

Las Vegas, Henderson, North Las Vegas, and Clark County

Inside Las Vegas city limits: The city lists SHIFT, Housing Rehabilitation, and Older Adults Home Modification. The first two focus on health, safety, code, and energy concerns. The older-adult program may provide up to $5,000 in modifications after an occupational therapist’s assessment. Applicants must be 62 or older, live inside city limits, and be at or below 80% of area median income.

Work may include grab bars, handrails, bathing changes, ramps, accessible faucets, and trip-hazard fixes. Apply through the city portal or call 702-229-7444. Ask whether the specific help is a grant, direct service, deferred loan, or lien.

Henderson: The city directs homeowners to Rebuilding Together Southern Nevada for code, health and safety, energy-efficiency, accessibility, HVAC, minor roof, and plumbing work. The Henderson housing page lists 702-259-4900.

North Las Vegas: The city currently promotes $0 HVAC replacements through RTSNV for low-income owners age 60 or older, veterans, or people with disabilities at or below 80% of area median income. Check the North Las Vegas page while funding is available.

RTSNV: Rebuilding Together Southern Nevada provides critical repairs, fall-prevention work, Safe at Home repairs, and some larger projects. Work may include roofing, HVAC, water heaters, plumbing, ramps, accessible bathrooms, and safety alarms. Approved work is completed at zero cost.

Applicants generally must own and occupy the home for at least one year, meet the applicable income limit, and be a senior, veteran, or person with a disability. Every deed owner must live there. RTSNV currently shows Clark County 80% limits from $59,100 for one person to $111,450 for eight; some funding uses lower limits.

Habitat backup: Habitat for Humanity Las Vegas offers approved minor, access, and critical repairs in Clark County. The insured primary home must have been owner-occupied at least two years and be current on its mortgage. Income generally must be 30% to 80% of area median income. Use the Habitat repair application or call 702-638-6477 ext. 205.

Reno and northern Nevada

The City of Reno is currently accepting applications for its Older Adults Home Modification Program. Applicants must be age 62 or older, have income at or below 80% of area median income, own and occupy the home in Reno city limits, and intend to remain there for at least two years. Rebuilding Together Northern Nevada manages intake. The city says approved repairs are free.

Use the Reno housing page or call RTNNV at 775-395-9808 ext. 1. Applications remain open until funds run out.

RTNNV also provides no-cost critical repairs and access modifications in Carson City, Churchill, Douglas, Lyon, Storey, and Washoe Counties. Owners must have lived in the primary home at least one year and intend to stay two more. The program publishes county-specific 2026 income limits, and some grants use a lower 60% limit. It is not an emergency service, and an application does not guarantee work.

Our CDBG and HOME guide explains why local help may include inspections, contractor rules, occupancy periods, or liens.

Senior, disability, veteran, and tribal repair paths

Older adults, people with disabilities, and veterans

Nevada Care Connection helps older adults, people with disabilities, veterans, and caregivers find services. Use the request-help form. Northern and rural counties can call 1-877-861-1893; Clark, Esmeralda, Lincoln, and Nye residents can call 702-933-1191.

The Assistive Technology for Independent Living program may help a person with a permanent disability remove barriers to daily living. It can provide planning, referrals, contractor help, and possible funding for home access modifications when other resources are not available. CARE Chest handles statewide case coordination at 1-866-206-5242. Funding is possible, not promised.

Veterans should tell both Rebuilding Together chapters about military service. The Nevada Department of Veterans Services says its Veterans at Home program can provide accessibility work and whole-home rehabilitation at zero cost for qualified veterans and their families through RTSNV. Southern Nevada applicants can call 702-259-4900.

Tribal households and BIA housing repair

The Bureau of Indian Affairs Housing Improvement Program is a real grant program for some members of federally recognized tribes with substandard housing and no other housing resource. It can support repairs and renovations, but it is highly targeted and ranked. It is not an entitlement.

Eligibility includes tribal membership, an approved tribal service area, income at or below 150% of poverty, substandard housing, required ownership or land rights, and no other resource. Start with the tribe’s housing department. The BIA housing page explains eligibility, and the BIA application guide covers Form 6407 and documents. Funding is annual, so qualified applicants may wait many months.

Water leaks and septic-to-sewer help

Southern Nevada Water Authority has two narrow programs that can reduce specific costs.

• Leak voucher: Eligible single-family customers of an SNWA member agency may receive a voucher for the initial diagnostic visit or first two hours of repair work, up to $250. A participating Water Smart Plumber must redeem it. The owner pays costs above the voucher. Apply through the leak voucher form.
• Septic conversion: Subject to funding, the partially funded pathway reimburses 85% of eligible septic-to-sewer conversion costs, up to $40,000. This is reimbursement after approved work, not money paid before construction. Three official bids and program approval are required. Read the septic conversion rules before hiring anyone.

Documents to gather before you apply

Keep copies of these common items in one folder:

• Photo identification for the applicant and sometimes all adults.
• Deed, property-tax statement, manufactured-home title, or other ownership proof.
• Proof that the home is the primary residence.
• Income proof for every household member, including pay, Social Security, pensions, disability, veterans benefits, and bank statements.
• Recent electric, gas, fuel, and water bills.
• Mortgage statement, property-tax status, homeowners insurance, HOA status, or space-rent proof when applicable.
• Photos of the damage, code notices, shutoff notices, inspection reports, or contractor findings.
• Disability, fall history, doctor, or occupational-therapy information when requesting access or safety modifications.
• A one-page repair summary stating what failed, when it started, why it is unsafe, and what temporary steps you took.

Our repair document checklist explains what to do when the deed, title, income proof, or insurance paperwork is missing.

What happens after you apply

Help can take weeks or months. Rural bids, permits, title problems, summer HVAC demand, and contractor shortages can add delays.

If you are denied, delayed, or placed on a waitlist

Ask for the reason in writing and whether you can correct, appeal, transfer, or waitlist the file. For an address problem, call 211. For energy, try weatherization and EAP. For access, try Care Connection and AT/IL. For rural homes, check USDA and RNDC.

Keep a call log. You may use compatible backup paths, but tell each program about other applications.

Questions to ask before signing repair papers

• Is this a grant, loan, deferred loan, forgivable lien, reimbursement, rebate, or direct repair service?
• Will a lien, deed of trust, mortgage, or occupancy restriction be recorded?
• What happens if I sell, move, refinance, transfer title, or die?
• Who chooses and pays the contractor?
• Who is responsible for permits, inspections, warranties, and cost overruns?
• Must I keep insurance, taxes, mortgage, HOA dues, or space rent current?
• What work is excluded, and who pays if hidden damage is found?