Nebraska is known for its vast cornfields and long highway stretches, which provide its residents with options of living in the rural or experiencing the fun of staying in vibrant cities. The cost of living in Nebraska is 11.5% lower than the national average. You can experience the largest savings when it comes to housing. Becoming a homeowner and achieving the American dream is easy here. Plus, you have access to home repair grants to help you maintain and improve your living condition. Keep reading.
Low-Income Weatherization Assistance Program
The purpose of this program is to enable low-income families in Nebraska to make the necessary home improvements to increase energy efficiency and reduce energy bills. The program evaluates homes of eligible low-income homeowners to identify the most effective improvements that will help them save hundreds of dollars. Home improvement services through this program include enhancement to increase heating/cooling efficiency, solving health/safety-related issues, adding insulation, and offering education on energy efficiency. The program gives preference to seniors, single mothers, people with disabilities, and families living with children under six. You will automatically qualify for the program assistance if you receive Supplemental Security Income (SSI) and Temporary Assistance for Needy Families (TANF). The amount of assistance depends on family income and size. Households with more than eight members will qualify for $9,080 for every additional person. Want to apply for the program assistance? Well, contact the Weatherization Service Provider to start the process. Please visit http://www.neo.ne.gov/wx/wxindex.htm for more details about the program.
Single-Family Housing Repair Loans & Grants in Nebraska
This program is also known as the Section 504 Home Repair Program. It provides low-income families with loans and grants to improve the condition of their living. Single moms, veterans, and the disabled may qualify for up to $20,000 loans through this program. You can use the funds for home repair, modernization, and improvement. Senior homeowners can receive grants of up to $7,500 to help them deal with hazards that threaten their safety and health at their homes. You have 20 years to repay the loan. Seniors must repay grants if they sell, transfer, or cease to own and occupy the home. You must be 62 and above to qualify for grant assistance. Other families requesting loans must meet the low-income limits and provide proof of homeownership. You must be unable to obtain credit from other sources. Families may qualify for up to $27,500 funds (a combination of loans and grants). You can have a look if your home address is eligible for the program assistance. Applications for the program assistance are received through your local Rural Development (RD) office. For more details about the program assistance, please visit https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/ne.
Community Development Block Grant
The purpose of this grant program is to help Nebraska homeowners meet their economic and community development needs. Through this program, you may qualify for home repair services, including plumbing, roofing, renovation of buildings, electrical wiring, septic repair, among others. The disabled, veterans, single moms, and seniors can qualify for the CDBG program assistance. Please note that you can’t receive direct funding from this program. The program funds non-profits and units of local governments. The approved organizations provide home repair grants to eligible homeowners. You must meet the low-income limits, be the homeowner, and use the property as your primary residence. You will receive assistance in your local municipality.
SENDD Housing Division
The SENDD Housing Division is a group of housing professionals with over 20 years of experience in the industry. The team is omitted to assisting communities in obtaining funding opportunities from the state, local, and federal programs to create safe and affordable housing. The Division can help you obtain the home repairs grants and other funding opportunities that suit your needs and that of your family. They provide you with program guidelines and other information on the options you can explore. Read more about SENDD at https://www.sendd.org/affordable-housing.
West Central Nebraska Owner-Occupied Rehabilitation Program
This program provides home repair and rehabilitation services to eligible low-income homeowners in West Central Nebraska. To qualify for this program, you have to own and occupy the house. Both family and mobile homes can qualify for the program assistance. Veterans, single mothers, people with disabilities, and elderly homeowners could make use of this program. Read more at https://west-central-nebraska.com/owner-occupied-rehabilitation/.
Southeast Nebraska Community Action Partnership
The Southeast Nebraska Community Partnership is committed to investing in the community through partnerships and education, geared towards improving the quality of life and building strong communities for residents of Southeast Nebraska. SENCA HOMES helps single moms, disabled, seniors, and veterans with funding support to help make home improvements. The home improvements are meant to improve the health and safety of the homeowners’ loved ones. The Nebraska Affordable Housing Trust Fund finances this program. The Nebraska Department of Economic Development manages the program funds. See more here.