Maintaining the beauty and safety of your home can be challenging, especially for low-income earners. Luckily, there are home repair programs to help you with your home improvement needs. This article discusses the home repair grants in Missouri. Happy reading.
Neighborhood Assistance Program
The Neighborhood Assistance Program provides home repair assistance to Missouri homeowners. The program provides grants to help single moms, veterans, seniors, and disabled homeowners with both moderate and minor home repairs. See more at https://ded.mo.gov/programs/community/NAP.
The Habitat for Humanity
Habitat is known for building new homes and constructions. The organization also helps its members fix their homes by making the necessary upgrades. You must be willing to put some sweat equity into your homes to be considered. If approved, you will be placed on a waiting list and receive the program assistance when you top the list. Read more at https://www.habitat.org/local/affiliate-by-state?state=MO.
Weatherization Assistance Program
Weatherization assistance program assists with home upgrades that improve energy efficiency. You may qualify for a new heating system, better insulation, and flooring. This will make your home either cool or warm, depending on the season. You must meet the low-income requirements to be approved for weatherization assistance. Read more at https://energy.mo.gov/assistance-programs/liwap/facts.
Florissant Home Improvement Loan Program
The Florissant Home Improvement loan program provides help with home upgrades through loans. You can use the loans to repair their homes. Families can qualify for up to $5,000 funding to put towards their home improvements plans. The program does not guarantee the availability of funding all the time. The amount of assistance you can receive depends on your home repair needs and whether you meet all the loan requirements. Find out more at https://www.florissantmo.com/topic/subtopic.php?topicid=24&structureid=14.
Community Development Program
The Community Development Program in Independence can help you meet your home repair needs. The senior, single mothers, veterans, and disabled homeowners can have access to low or no-interest loans and grants that you could put towards your home improvement projects. You have to be a resident of Independence and meet the low-income limits in your area. For more details, please visit https://www.ci.independence.mo.us/comdev/.
Community Development Blok Grant (CDBG)
You can qualify for home repair grants through the CDBG program. The program provides funding for families meeting the low-income limits of their areas and those coming from economically deprived places. The funds are issued to the units of the local governments and non-profit organizations to help low-income homeowners in need of home repair support.
Joplin Neighborhood Services Division
The Joplin Neighborhood Services Division aims to help create strong and safe neighborhoods. Through the division, low-income single mothers, disabled, veterans, and disabled homeowners in Joplin City can qualify for incentives and programs to help with home repair. Visit http://www.joplinmo.org/765/Neighborhood-Services and apply for home repair programs that meet your needs.
Single-Family Housing Repair Loans & Grants in Missouri
Single-Family Housing Repair Loans & Grants in Missouri provides financial assistance to low-income homeowners in rural areas to help them with home repairs. Through the program, families can qualify for low-interest loans of up to $20,000 for home improvement, repair, and modernization. Senior homeowners can receive up to $7,500 to help remove health and safety hazards. To qualify, be the homeowner and use the property as your primary residence. You should be unable to afford other loan programs and meet the low-income limits in your area (below 50% of the area’s median income). Grants are for senior homeowners aged 62 and above. Families can also qualify for a combination of grants and loans (up to $27,500). Families going for loans have up to 20 years to repay them Check if your home address is eligible here. You must repay grants if you cease to own the property within three years of receiving the funds. Want to apply for the program assistance? Well, visit the local Office of Rural Development (RD). Wondering how long it takes to get approval? Approval usually depends on the availability of funds. You can get help with the application process by contacting a USDA home loan specialist in your location. Find out more at https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/mo.
Hazelwood Home Improvement Program
The Home Improvement Program is federally funded and it offers up to $5,000 for home repairs. The loans are given at no cost to the eligible single mom-, disabled, veterans, and senior homeowners looking for funds to finance their home improvement project. Provide proof of homeownership (title deed) and use the property as your primary residence. You must be up to date with your property taxes and meet the low-income limits in your area. Please note that the program is provided to homeowners in Hazelwood City only. So, be sure to meet all the program requirements to be considered for assistance. Find out more at http://www.hazelwoodmo.org/274/Home-Improvement-Program.
Home Repair Opportunity Program
If you want to meet your home repair need, you may use the Home Repair Opportunity Program to fund your home improvement needs. The program is available for both moderate- and low-income homeowners in Missouri. Read more about the program at http://www.mhdc.com/homes/hero/index.htm.