Looking for home repair assistance in Maine? You can save money and make the necessary updates in your home by using the funding options available in your area. Maine consists of organizations committed to improving the condition of your living and enhancing the quality of your life through home repair loans and grants. Keep reading to find out more.
Mane State Housing Authority – Home Accessibility and Repair Program
The purpose of this program is to assist low-income homeowners in finding it difficult to finance their home repair needs. The program provides home repair assistance in form of grants to eligible homeowners. Home repair activities include wall repairs, heating, and cooling systems, electrical work, chimney and roofing, windows and doors, energy efficiency improvements, lead paint removal, structural repairs, siding, and handicapped accessibility improvements. To qualify for the program support, you must have owned the home for at least one year before applying for assistance. Visit https://www.mainehousing.org/programs-services/HomeImprovement/homeimprovementdetail/home-repair to learn more about the program.
Single-Family Housing Repair Loans & Grants in Maine
The Single-Family Housing Repair Loans & Grants in Maine is designed to provide home repair assistance to low-income homeowners in rural areas. The program provides up to $20,000 loans at 1% interest loans to low-income rural-based families to help them with repairs and home improvement. Grants of up to $7,500 are given to senior homeowners to help them remove the safety and health hazards from their homes. You must provide proof of home ownership and occupation and meet the low-income limits in your area. You must be unable to access credit from anywhere else. Grants are only available to senior homeowners aged 62 and above. Read more at https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/me.
Home Repair Network Program (HRN)
The HRN program provides financial assistance to low-income single mothers, veterans, disabled-households to enable them to improve the condition of their living. Eligible activities under this program include removal of lead paint, removal of architectural barriers, roofing, among others. The program provides a maximum of $1, 700,000 to the eligible regions approved by the Maine Community Development Office. Visit https://www.maine.gov/decd/community-development/cdbg-program/grant-categories/home-repair-network to learn more about the program.
Home Repair and Weatherization Program
The Home Repair and Weatherization Program is offered by the Downeast Community Partner. The purpose of the program is to improve the quality of life of homeowners living in Washington and Hancock counties. The program serves over 200 households on a single renovation waiting list. The program is funded by sponsors who are willing to make positive changes in the lives of people in the community. Through this program, homeowners can make their houses safer and eco-friendly. You can donate to the housing department and help make a difference in the lives of low-income homeowners in Maine. Eligible repairs include roofing siding, windows, and doors, electrical work, heating, plumbing, water treatment systems, replacement of the septic system, handicapped accessibility, among others. The program assistance is subject to the availability of funds to support the eligible homeowners.
Community Development Block Grant (CDBG)
The CDBG program receives funding from the U.S. Department of Housing and Urban Development (HUD). The Maine Economic and Community Development Department administers this program. Once the program funds are received, the Maine Economic and Community Development Department allocates funds to the eligible communities and community action agencies, which then provides home repair assistance to low-income homeowners in Maine. You must have the property’s title deed at the time of application to prove ownership. You must also occupy the house and use it as your primary residence. Your household’s income must not exceed 80% of the Area Median Income (AMI). The program gives priority to low-income veterans, single moms, disabled, and the elderly homeowners. Eligible repairs include roofing, electrical, plumbing, cooling, heating, new windows & doors, siding, handicapped accessibility, replacement of the septic system, and water treatment systems.
Maine Housing Home Repair Funds
The Maine Housing Home repair funds operate the same way as the Community Development Block Grants, except that all funding is through grants. Only single-family homes are eligible to apply for this program and assistance is based on the availability of funds. Rental properties are ineligible for the program assistance. Mobile homes may be eligible for assistance, depending on the severity of their home repairs. You can only be eligible for one program through Maine Housing.
Maine Habitat for Humanity
Maine Habitat for Humanity may help low-income homeowners in need of emergency home repairs. The repairs must be directly affecting the health and safety of your loved ones. You will be placed on a waiting list once you are approved for the program assistance. The program participants are required to put some sweat equity. Apart from the direct home repair assistance, you may also have access to free building and improvement materials through Humanity’s ReStore. Read more at https://www.habitat.org/.
Auburn’s Rebuilding Together Program
The Rebuilding Together Program may help you with home repairs and upgrades, the assistance depends on funding availability, and applications are accepted on a first-come, first-serve basis. Ensure you meet the income guidelines to qualify for the program assistance. Read more at https://www.facebook.com/pages/Rebuilding-Together-LA-Maine/197259913640610?sk=info&tab=page_info.