Planning to move to Idaho? The Gem State’s natural beauty attracts many families. The relatively low cost of living means that you can save thousands of your dollars. The cost of living in Idaho is 6% lower than the national average. This makes homeownership something possible. Idaho is the 12th best state in the number of homeowners in the U.S. Most Idaho residents love single-family dwellings. Ready to stop paying monthly rent? Why don’t you move to Idaho and achieve the American dream of homeownership? Besides, the State has several local and state programs to help you repair your home if need be. Keep reading this article for home repair grants in Idaho.
Idaho Weatherization Program
If your home is not energy efficient, this program can help you with home repair grants to make the necessary updates. Through this program, Idaho homeowners can have access to updates that make heating, warming, and cooling easier. You may qualify for new insulation, a new heating unit, and flooring. Visit https://www.idahopower.com/ways-to-save/savings-for-your-home/income-qualified-customers/weatherization-programs/ for more details.
Idaho Habitat for Humanity
You can get home repair assistance through Habitat. If your home is not safe or in a livable condition, the Idaho Habitat for Humanity can help you make the important upgrades. The goal is to remove the health and safety hazards from your home and improve your living condition. If you don’t qualify for Habitat program support, you can still have access to building and repair materials through its ReStore. Just visit the local Habitat ReStore near you to get started. Visit https://www.habitat.org/local/ for more information.
Idaho Property Tax Relief
Idaho provides property tax relief assistance to low-income homeowners. The property tax reduction could help you save money to meet your home repair needs. The amount of assistance you may receive depends on the value of your property. You may also qualify for homestead exemption as an Idaho homeowner. Through this exemption, homeowners can save up to 50% of the assessed value of their homes. Single mom-, veterans, disabled, and the senior homeowners can save up to $100,000. You can use the extra money to make the necessary home improvements. You must meet the low-income threshold and be a resident of Idaho to qualify for this assistance. Visit https://tax.idaho.gov/i-1051.cfm for more details.
Idaho Development and Housing
The Idaho Development and Housing provide home repair assistance to Idaho low-income homeowners. You must be able to provide proof of your income and/or that you are disadvantaged. Read more at https://www.causeiq.com/organizations/idaho-development-and-housing,830321721/.
Home Repair Program
The Home Repair Program is designed to support the low-income Lewiston homeowners. To qualify, you must meet the low-income limits, provide homeownership, and occupy the home. manufactured and mobile homes may also qualify provided they provide proof of both trailer and land ownership. If your trailer is located on a property owned by someone else or rented, the program cannot provide home repair support. The program is funded by the U.S. Department of Housing and Urban Development through the Community Development Block Grant (CDGB). The city of Lewiston receives CDBG every year, and they are allowed to develop their programs and priorities for funding. HUD provides funding designed to revitalize neighborhoods, contribute towards economic development, and improve community facilities and services. The goal of the Home Repair Program is to provide homeowners with decent housing and a suitable living environment. Activities include replacement of cooling/heating systems, repair/replacement of roofs, replacement of exterior doors, installation of disability facilities, and replacement of windows to improve energy efficiency. You may qualify for other home repair services, depending on the availability of funds and the program guidelines. Priority is given to the low-income single moms, disabled, veterans, and the elderly homeowners. Please note that the program funds are strictly used for home repair. Expansion of living space, construction of new buildings, and accessory building are not eligible for the program funding. Visit https://www.cityoflewiston.org/670/Home-Repair-Program.
USDA’s Single-Family Housing Repair Loans & Grants in Idaho
This program is also referred to as the Section 504 Home Repair Program. It provides loans to low-income rural-based homeowners in Idaho to help them with home repairs, improvements, and modernization. The program also sets aside grants for the elderly to enable them to deal with hazards that threaten their safety and health at their homes. To qualify for the program support ensure you are the homeowner and occupy the home. Prove that you are unable to seek credit from any other available sources. Ensure your family meets the low-income limits (below 50% of the area median income). Grants applicants must be 62 and above and demonstrate an inability to repay the funds. Visit http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfpd to see if your home address is eligible for the home repair assistance. Eligible low-income families can receive up to $20,000, while senior homeowners can receive a maximum of $7,500 grants. You can also qualify for a combination of grant and loan (up to $27,500) for home repair assistance. Families receive loans at 1%, and they have up to 20 years to repay the funds. Grants are only repaid if the senior homeowners resell the property before the end of 3 years after receiving the funds. Visit https://www.rd.usda.gov/contact-us/state-offices to apply through your local Rural Development Office.